I've done fairly well with Progressive-- Low rates, US call center, and so on. I've never had a to file a claim, though, so I don't know how they are with that. I have full coverage on my Shadow, and it runs about $240-ish a year. Basic liability on my GS750 runs me like $130-ish (it's quick for its age). When I was looking at a CBR 900, they told me it'd be about $350 for basic with a couple of extras. Hope that helps.