I would set up the Scruit Charitable Trust that would be administered by my lawyers (and their assigns), who would be paid a service fee from the trust. The trust would pay a monthly stipend to my descendents that would equate to about a 75k salary equivalent (with adjustments for inflation etc). Enough to keep them very comfortable but not enough for them to do stupid stuff or quit their own jobs. They would never know the balance of the trust fund. Emergencies could be loaned out for, up to 2x annual stipend, assuming trust administrators agree, but would have to be repayed from stipend deductions. Stipend could never be assigned/sold etc. No "structured settlement" companies. Only true blood descendants - ie my descendant (Bob) marries a woman who has a kid already, and then have a kid between them (Tom) then they get two stipend payments - one for Bob and one for Tom, but wifey and her kid get nothing. Stipend woudl have a clause that it could not be used as a bargaining chip in a divorce. That is, stiped payments would stop if it is found to be used to pay alimony. Stipend payments for children would be held in a seperate trust until they turn 18. They can do what they want with their own trust at age 21, and stiped payments would continue as normal. I would want the money to keep them comfortable, but not make then dependent. Nobody is living a Paris Hilton lifestyle on my dime. An airbag, not a chauffer. That sort of thing.