I just spoke with my banker at 5th 3rd and I will not be recieving any fee's. Go in and talk to your banker before you panic, if you carry $1,500 in checking and savings (combined amount if needed) then no fee's. You can also open a credit card with them and even if you tear it up right then still no fee's and last what i was told is if you are a valued customer then the manager has the option to wave all fee's which is what they did for me.