First things first, tell your loan office you want to know if the bank has an approved appraiser list. Or if they have a list of black listed appraisers. If you go with an outside appraiser, or one they have not used before, your appraisal will be looked at with a micro scope. That tends to slow things up and then they ask for more info on this or that. It causes a huge frustration that is usually avoidable.
It may even be worth it to ask the LO for the appraier who did the last loan he closed.
Franklin county appraisals should run between $275 and $350. If the bank does it, or will do it, they are around $175.