^^^ this ^^^ If a rider has absolutely no one else depending on him to make money, take care of kids, take care of family, etc., etc. so be it. However, if a rider has anyone else depending on him for anything significant, not wearing gear is selfish, idiotic, or both. It's rare I have much empathy for someone who takes stupid risks, but it's also rare for someone to have absolutely no one else relying on him in some form or fashion.