Jack is saving me a ton a year State Farm/ Allstate rates Cars, and trailer $140/ $121.66 month four wheelers $624.72/ $285 year motorcycles $725.88/ $269.25 year Homeowners $814/ 954.55 State farm homeowners coverage was $167,000 for totoal loss and a 6,300 firearm rider. Allstate homeowners coverage is for $237,117 for total loss plus rental coverage while rebuilding and a little over $9,000 firearm rider Auto coverages are identical or better with all state they have a couple extra benefits included.