So I email my insurance agent to drop coverage on the bike today, and he says "well, i can drop the comprehensive, and leave theft and fire damage on it, but it wouldnt be good to un-insure the bike totally". So I told him to just take it off, I dont really care. He says that if I drop insurance completely, he wont be able to write me a policy for Progressive in the spring because they wont re-insure the bike.
Is this some BS sales tactic, or will the legitimately not insure me come spring time if I drop insurance now?