Got some shitty news today. My insurance (Allstate) says that I do not have collision coverage on my bike, I initially purchased a liability/comprehensive policy, when I went to add the collision coverage to my policy it wouldnt allow it due to a need for a call from a local agent. I did speak with an agent. We talked about the need for full coverage due to having a loan on the bike. We talked about having my auto coverage brought over and we talked about renters insurance. The agent told me on the phone that she would make the necessary changes to my policy and then call me back with the rate changes. The looks of the policy shows she never made the changes and she never called me back. She also swears she never spoke with me, however I have my call logs showing where her and I talked for 16 minutes on March 28. Ive started a claim and they said i will be contacted by the investigator soon. I dont think it will go anywhere as their paper work and my policy doesnt show collision coverage. However I do have the paperwork showing where she called me, and where our conversation lasted for 16 minutes. In the end it looks like Im going to be stuck footing the bill to get the bike back on the road. I just need to get the money raised to get it from where it was towed.