Depending how far back you go, but for the past 3 years I have 4 points. Two 15 over speeds and a no fault accident. Been clean for the past year and a half. Currently paying $280 a month for my wife and I, full coverage on our 01 Impala, and 02 Z28, plus liability on my 88 junk S10. My reckless op, a couple accidents, and other speeding tickets have dropped off. I used to have 10 points on my licence and paid this 4 years ago, because the only time it dropped was when we moved into Licking county.