I have friends that were in the lending business. He said you would not believe how upside down people are in things. Of course this was back when they were handing out loans to anyone. I also had once got myself into credit card debt. Not anything crazy, so instead of buying a bunch of shit and goin out all the time, I just scrimped everything I could and got back down to 0 debt except my house. :fuckyeah: I totally agree with you though, the lending and outta control spending in our country is what got us to where we are now. And dont think the recession is over by any means.