lol, I thought you guys knew about this??   
My brother used to work in the ghetto at at car lot, and he had a few 'victims' come through.  They were talking about useing the cards to buy breast implants, one now and then the other later.    
It's our own fucking fault.  I wouldnt have given them cash.  Same theory towards beggars; give them cash they will mismanage the fuck out of it (beer, drugs, etc).  If you feel the need to give a handout, take them to McDonalds and buy them food.  At least that way you know they are going to use your money for good intentions. 
-Marc