A few things here, genius.
1. I work at a Ford Store.
2. Core One is now Kemba. It sits right next to Jim Keim Ford. Pretty big if you've ever seen it. My guess is you haven't because you know everything and nothing at all.
3. Dealers are legally officers of the BANK. Bank programs are MY programs. In fact, every Franklin county credit union has organized into an organization called "Aimbridge" That means dealers on the Aimbridge program get every CU's rate sheet and offer the SAME rates to the general public. The dealer actually facilitates MEMBERSHIP! Why would CU's do this?? Cuz they are losing business hand over fist at dealerships who use other LOWER rates!
4. Get it straight, genius. We dont get a "CUT" of the financing. We get a flat pay from the bank for doing THEIR job and closing a loan for THEM! Why? Again, I'll repeat this for you. Because we are officers of the bank.
5. I'm sorry that you can't get a good deal without begging for it. Maybe your know it all attitude prevents anyone from wanting to work with you. If I ever met you, I'd still try to help you out. My negotiations take an avg of 15 mins. We can either do it or not. But keep this in mind, genius. It's a business. Do you go to work for nothing? NO? Niether do I.
6. Actually, my life isnt so long and hard, but thanks for caring.
7. Finally, you are just hostile man. I'm trying to offer a professional opinion with all of the ramifications. The guy is asking questions about buying a car. I thought, "Hey, I'm a sales manager at a Ford store! I think I'll throw in my 2 cents." All of the sudden you are on me like a bum on a bologna sandwich. I never said to do or not do anything. Stop being such a hothead who thinks the world is out to get him. Maybe YOU'll have an easier life then.