To make a long story short, DeVry is coming after me for an amount of money that simply do not owe them. When I ask for proof that I owe them said money, they have said "well, we will send you an itemized list in the mail". The itemized list does not say what I owe the money for. Its just a record of money that has moved around my account over the past few years that I was there. When the person at corporate I have been dealing with calls me again after that, she says the same stuff over and over, and when I say the same things I have been saying, she says that she is going to send me ANOTHER itemized list. I told her that she had already sent me that, but she says that they have no record that they had sent it out. I demand to talk to her superior, who was apparently on vacation. She transfered me there, I left a very not nice message, and all of my contact information, and never received back any communication. I send an email to the finance person at the local DeVry campus, never receive any contact from her either. I continue to receive harassing phone calls, saying the same thing over and over, and instead of cooperation, the girl on the other end just threatens collections agencies on me. Today, I receive a letter in the mail saying that I have 48 hours to pay the money, before they turn me over to a credit bureau or some shit. Of course, when I get it, its already been several days, let alone 48 hours. I called the number listed on the paper, and stated the same things again and left all of my contact information.
The point, for all the TL-DR people:
Basically, I need to know how to defend myself, or better yet, how to be the one that takes the first shot. Do I need to get a lawyer? I can't really afford one, but if thats what it takes. Who do I go to? I have a theory as to why the balance is there, but if my theory is correct, its still DeVry's mistake and I am not going to give them free money.