I believe it.
My freshly installed fully monitored security system covering every door and window in the house should mitigate my own premium going up next cycle... I hope.
The question is... does dealing with it require that I produce receipts for the items stolen?
I suppose I can locate credit card statements from 2 years ago that would prove it.
When I spoke to my adjuster she made some cryptic allusion to the fact that there will likely be a "Special Investigation" since I am a new customer (I switched a month ago).
I wonder if that will complicate things.
Has anyone filed a property insurance claim, particularly a theft claim?
I am troubled by the fact that I don't have receipts for a fairly significant amount of the junk that was taken.
How strict are they about documentation of ownership?
I have Nationwide Homeowners if that sheds light on it...
I can imagine it is a competitive market. One where people see "no up front cost" and jump at it. Most of the other National companies have thousands of complaints on the BBB where ESC has zero, to do in home sales and have no complaints you must be doing something right.
P.S. You should be getting a $50 credit toward your monitoring.
We tend to deal in higher end PTZ cameras and AMX controlled door cams. We are vendors for consumer end gear which I am looking into now. The Matrix switching/distribution, along with the retrofit muscle will be where PA will help the most.
Since I am now paranoid about every sound I hear, I am looking at exterior and interior cameras that can be centrally distributed to each TV/computer in the house and accessible via iPhone.
From a half locked door to Fort Knox.
My wife is usually working from home at that time, and I get in shortly after. It was unusual for us to be out at that time.
I nearly caught them in the act as I had planned to stop by the house and change before my appointment. Running behind, I decided to go straight there.
The monitored alarm will be in within a few hours. Then, we will replace the stuff. I get most of what they took at cost doing what I do so the stuff part of it was never the concern.
I have a message into the building department for now. I'm going to dig out the broken off post holes and go to a full 3'. I have 12' posts ready to get sunk if they deny me, I'll just cut the tops off.
In other news, with chris' recomedation, I signed with Executive Security Systems. I called this morning, the owner came out tonight, the system will be installed tomorrow morning. His sales style differs from mine in the fact that he tends to criticize his competition more than is tasteful, but the price was right.
2 flat screens, a laptop, some gift cards / Christmas cash, my wifes briefcase. They left my htpc, external hardrive, all ny power tools (which was surprising), a credit card, and my passport. They searched through literally everything.
Unfortunately a giant dog is out of the question. My neighbors have a German shepherd who was going nuts while this was happening. I suppose we could make a gate to let it patroll our too but that thing kills grass with efficiency.
It's been almost 3 years now since I followed a drunk on NYE and watched him drive full speed into a lightpole killing his passenger.
Just take a cab or get a hotel.
I see can see that, my neighbors would still have the same 6ft wall between us and the road view is already obstructed by brush.
The alarm company Chris recommended in the other thread will be out tonight. If the kids choose to come again they will be greeted by fourty-five millimeters at high velocity.
They came just after my wife left. The prints walking around the cul-de-sac match the prints in the back. The police assume there were two lifters and a driver. They parked on 23, knocked over the fence, kicked in the sunroom French doors, and took time to shuffle through every item in the house.
Don't get caught up in the contrast ratios either. Not everyone uses the same metric. I'd prefer to watch a dark sceene 9:1 plasma to LCD. Until RGB local dimming is perfected I'll stick to plasma. Even though I owned (until it got stolen yesterday) an LCD.
My house was burglarized last night. My lot backs up to Westerville Rd. The fence was compromised in the wind storms and any integrity it had met the bottom of the food of the dudes who are watching my flatscreens.
I want to build a 10ft fence to both deter any thoughts of my place being an easy snatch and grab and also to block road noise.
Columbus code regulates fences over 6ft tall as freestanding structures. Freestanding structures require a setback. My yard is enormous so I can spare some space, but does anyone know to what extent it is regulated, how far the setback is, and how scary a 10' fence would be?
It's just stuff. We're fine, the cat is fine. We'll have a security system in by dark and a .45 by the bed.
The creakiest thing is that I woke up in the middle of the night (the night before) having a vivid dream about someone breaking in.