evan9381

http://i7.photobucket.com/albums/y267/evan938/wat.jpg?t=1229658589

serves him right for giving the kids dumb names like that!

i thought she looked a little familiar too, but i graduated from gahanna in 03, and she would be a few years behind me. what year did you graduate? my brother was in 05 (zak wyant) and my sister in 06 (karina). you know either of them?

can i ask why you would change jobs with a decrease in pay?

lucky for me, i had the chance to work a SHITLOAD of overtime in december, and my paycheck comes on the 19th. from the 2nd to the 12th i worked like 127 hours. add to the fact i had some money left over from vacation in july, this is the first year i dont really have a limit for stuff for my parents and brothers and sisters. i know the feeling though, and it sucks. when i was a kid, we were happy with cheap ass gifts. stuff now a days is f'n expensive

my old job our week ran saturday to friday, and got paid on fridays.

im sad he missed. more sad he's not a freak with 3 legs and tried to get another toss in. he had the time!

lol. i don't need perfect english (hell, read my posts)...but when its a single 4 line sentence, and you make thorne look like an english professor, im gonna have to say something.

c-c-c-combo breaker!

i'd rather have a movie cut out profanities than to ever have to read one of your run-on sentences again. take the 4 periods toward the end of your post, and sprinkle them throughout the bulk of the word salad.

im not looking for a house thats $200,000. i just figure with what im paying in rent, i could probably buy something that will be a decent starter home for just a bit more. ive seen a couple places in westerville area, which is close to my work, for 99k-103k, for 3 bed, 1.5 bath, and around 1700sq/ft, and the best part, a garage! as for my credit - when i was in the bank helping my brother get his car loan situation figured out last month, the lady at 5/3 said my credit was at a 680, hence why i want to try to get it bumped up a little more in the ~6 months or so. i know that usually ~720 is when you can start getting the prime rates. my brother had to get a new car due to his old one finally killing itself, and the dealership gave him a loan at 24% (315/mo for 72 months on an $11,000 car...with me cosigning, it went to 230/mo for 66 months). i know its affecting my DTI now, but at the same time, its another line of credit thats also going to show good history of payments. im hoping to have around $10k by around may, which is when my lease is up. maybe more. i've got a little cash stashed away now, im im expecting that by the time all this may roll together, theres a good chance i'll be getting a chunk of change from an auto accident settlement (whole other story), which is why i said i may have a little more.

lol. shoulda told me. my buddy is an asst. mgr there, i coulda probably got you another 10% off. i might go get one if he's working

shit. sorry to hear. 9 on tuesday is good with me.

that would be sweet. let me know what night would be good. i think im gonna cut back on the overtime this week (put in 13 last week and 33 this week of overtime alone). i should be home by ~830 on tues/thurs if either of those will work

what should i look into if i was interested in looking to purchase my first home in the next ~6 months. i know credit is getting harder to get, but my credit is getting close to the scores i think i'll need to be able to qualify for a decent rate. i think the 6 months or so its gonna be before im ready will give it time to go up a little bit more. im hoping to have around $10-12k to put down, maybe more...just depends on a couple things between now and then. now i've heard of "first time buyer" this or that. i think i remember hearing about a tax credit for 1st time buyers as well. the houses im looking at aren't anything extravagant or fancy, im just tired of renting and throwing money away. im looking at a couple places in the 100-110k range. taxes for the area on the houses are around 2200-2500/year. i think i've heard if you're not putting 20% down, theres an insurance. also i know theres something with mortgage insurance being tax deductible. what else do i need to add in that im not aware of and haven't included in this? realtor fees? closing costs? other things? this is the kind of stuff im not sure of and am curious about.

thats dumb. if you are military, you should be able to buy a handgun at 18.

i wish there was a list. im even getting a decent check friday with my bonus and a shitload of OT. im too lazy to get up at 9am to go down there without knowing whats in there.

ah fuck. come on. help a brotha out.

posting to check mine...

me too. fuck this place. wait. actually, i dont think its too bad. its far enough from the city where theres no real annoyances, but close enough that i dont have to make a hell of a drive to get anywhere but work being a 17mi one way to westerville sucks in the winter

you know what i hate? when i go to a store, the door isnt one that just swings shut on its own, then some asshole who was just like "hey, hows it going" then says "hey, shut the door. do you live in a fucking barn?" my $.02

what about the YMCA in gahanna?

may be in. guy at work said they just did this with like 15 people and everyone pitched in 3$. i cant remember where it was though.

would nations rent/lowes have something like that?

that looks pretty bulky for a carry piece.