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Mensan

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Everything posted by Mensan

  1. Are you a licensed electrician? Is that really a requirement?
  2. No one is going with him. This is a liquidation of a failed business. This is a face saving technique, equivalent to "You wouldn't know her, she's from Canada."
  3. Gentlemen, take note: I believe this is the EXACT type of post Howard was looking for.
  4. I think the original is just as bad, honestly. Edit: Just looked at the Craigslist ad, holy shit....
  5. I might call them and tell them about what you'd like, or ask for a membership for a week or two to see how you like it.
  6. Do you need to buy one? I think stuff like this is why CIF exists. http://www.columbusideafoundry.com/
  7. 0:40, or just wait for it if you're patient.
  8. If you are happier with Fast Signs, $15 per 1000 cards is a small price to pay for good service at a local business.
  9. I have never sweat (sweated?) so much as when I was doing BJJ.
  10. Yes. Have you called Verizon? Stopped in a store? The Edge plan sucks, but it's better than what you have. What kind of phone are you using? How is your credit?
  11. Ugly site, good training. http://www.bodybygreg.net/
  12. http://i2.kym-cdn.com/photos/images/original/000/977/434/054.png
  13. http://www.columbusracing.com/forums/image.php?u=1268&dateline=1418055517
  14. Good job derailing yet another thread to try and make it about yourself.
  15. You received an $8000 tax return which you spent on things you didn't need at the time. Your wife took out loans that were unnecessary so that you could buy more things you didn't need. Now you are having trouble paying for the things you DO need to live, and to work to make extra money. If you can't live within your means THERE IS NO REASON FOR YOU TO BUILD CREDIT, AS YOU SHOULDN'T BE BORROWING MONEY. If you would like real, actual help with your finances, I am willing to help you straighten your shit the fuck out. This comes with the stipulation that if you do not listen to me, I would walk away and shake my head as I watch the plane crash into the mountain. http://www.columbusracing.com/forums/showpost.php?p=1760940&postcount=13
  16. What is the interest rate on the Matco Bill and the Nursing boards? Are you making payments now?
  17. Rebuilt title, body damage and 12 million miles (that's what is listed in the ad, to the right).
  18. It's reported if negative, but does nothing for you otherwise. Buster, what is your current interest rate on the items you are paying off?
  19. Mensan

    Debt cleanup

    Josh, anyone sending your info to a credit collection agency has to keep good records. Fraudulent companies will take advantage of you by sending you bills that are not yours. Use the info Chris (mmrnhmhmnmhmhn) gave you and read up on FCRA, and FDCPA. If a company sent you fraudulent debt, you can sue them. I did, successfully, without hiring an attorney. There is a thread about it here. I can answer questions if you have them. Call the company on every bill you get. Keep a file/folder of all bills that come in, separated by creditor and date. Keep sticky notes on the front of each so you can take notes (legit/questionable/etc.). Medical companies have high rates to bill high prices to insurance companies. If you call billing and tell them you can't afford the high payments, they WILL lower your bill. The first time I called about my daughter's dislocated elbow, they reduced our bill by 25%, without question. You can probably pay even less. Just ask, and don't feel guilty. Your debt is a drop in the collective bucket. Lexington Law is 100% legit for bad credit reports. I used Dana Facemeyer and took my credit score from 609 to 785 in 6 months. It takes a few months before it gets rolling (the credit reporting agencies are opposed to removal) but once things start coming off, they come off quick. My friend (who recommended the agency I used) had a bankruptcy and car repossession removed. Pretty astounding, as that isn't supposed to happen. Bankruptcies are usually permanent until the 7 years is up. If you want to know more about my extensive experience in any of these areas, feel free to call/PM me or ask here. That goes for anyone.
  20. I don't know what a 06 3.6L 4Mo is.
  21. I really need to get a hold of Rolla. He won't return my calls. If you've talked to him in the last month or two, post here or let me know via PM please.
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