V8 Beast

Damn the joke didnt work on you lol, most people fall for the not Brian thing.

Its not Brian

Want me to delete your rep so you can redo it?

I like you so I gave you plus rep. Dont make me regret it.... punk

No... I changed 3 of the words

CR's strange fact of the Day Jones is known for driving Audis and can be seen all over Columbus in various cars sporting the Audi logo. He also goes by Beavis and is known for having a very firm handshake. What people may not know is that Beavis Jones ironically has the Audi symbol on a piercing that hangs from his clitoris.

Hal gyrates on glass tables for pocket change

I saw a guy that looked just like you up there.

This message is hidden because Mr. Hal is on your ignore list.

She didnt think she needed it since she was told not to worry about it. She basically took the lazy way out. Thats a definite. When people make mistakes they tend to change the story in their favor. I called my mortgage company today and asked about it. They said when you accept a payment agreement you have to sign that you understand what it is and accept the terms and what not.

V8 Beasts updated ignore list Dover- 03-04 Cobra Kirks5oh- 03-04 Cobra Wease- 03-04 Cobra and Contour Mr. Hal- 03-04 Cobra vnmous04- 03-04 Cobra Toms03Cobra- 03-04 Cobra whitealero- Contour crewsy49- Lightning Mobile Chassis Dyno- '96 Cobra and '95 Cobra corysmach1- 03-04 Cobra TheHolyCobra- 03-04 Cobra Kurt B.- 03-04 Cobra ICEMAN- 94 Cobra DKilbourne- 03-04 Cobra 86GT- '95 Cobra 90GT- 99-01 Cobra Mr. Green- '94 Cobra silvercobramike- 03-04 Cobra Excell- '86 Mustang SVO blacksunshine- '98 Cobra (2) Matt- 03-04 Cobra

Dildo dog fetching ftw

He husband is lame

How long have you worked there? I have purchased 3 cars from them in the last 5 years and stop in every few months to chat with the guys in service. I heart Dan Tobin...

I have trust issues so if I invited you to my house then I trust you and a long friendship could occur. I have had a very small circle of friends my entire life until I got on here.

Sure, I'll pass the info along

They told her she didnt qualify for anything but losing it. By the way she made it sound her husband has to get a job making 30K a year for them to even consider it.

Phil is my bffl. I watch him when he sneaks by my house everyday, I act sleep just so I can see him watch me through the window. When I leave I'm patient to assure he follows... but he doesnt know that I'm watching him watch me. He's a true friend.

I'm going to tell her to try and get a few more months at the discounted rate again from the mortgage company. Then work as much OT as she can and save it. Then if her husbands not working she can get a 6 month lease, pay 3-4 months in advance, and pretty much make her credit score invalid...

Yeah shes sol Foreclosure or Deed-in-Lieu of Foreclosure Both of these solutions affect credit the same. Sellers will take a hit of 200 to 300 points, depending on overall condition of credit. This means if a seller's FICO score before foreclosure was 680, it could dip as low as 380. Short Sale The effect of a short sale (providing the sellers are more than 59 days late) on a seller's credit report is identical to that of a foreclosure. The ding on credit will show up as a pre-foreclosure in redemption status, Steep says, which will result in a loss of 200 to 300 points. This means a short sale with a previous FICO of 720 will see it fall from 520 to 420. Her credit score will probably be in the 200's when she gets done.. ouch

Is that the quick sale stuff she was talking about? I told her not to do it because I though that impacted her credit just like a foreclosure. They have to sell it during a foreclosure, whats the difference if they sale it before the forclosure?

40k and a 175k home. I dont know how long she has paid for it so I'm not sure how much is left due on the house. She has credit cards too, but no car payments.

Define friendship

I have a friend at work whose husband was laid off. She called the mortgage company to get help and the rep told her not to pay for a few months. She would receive a call to reassess her situation. My friend told the rep she could pay, but if there was anything they could do to help she would appreciate it. Her main concern was her credit because she was working hard to rebuild it. The rep said it would be ok. 3 months passed and her husband still didnt have a job. The company then told her it was okay to pay a reduced rate for 3 more months. She thought she had the job protection insurance so didnt worry about it. One day while going over her paperwork she found that she had actually declined the job loss protection. She then called the mortgage company and they told her that she was basically one payment away from foreclosure... but since she had arrangements she was ok. She then checked her credit rating and it showed that she had been past due on her mortgage for almost 5 months. When she called to cuss them out they basically said that since she doesnt make enough to be able to pay for the house herself they could not offer her any options other than selling her house for her. The only other option was to pay the past due amount and keep the house. The past due amount at that point was over $6000!!!! Now she has to find a place to live because she called and asked for help and was mislead. She could have easily worked OT to make up the difference but they wont let her. Not only is she losing her house, her credit has been impacted which could make it harder for her to find another place to live. She knows its her fault for not reading between the lines, but thats still all kinds of effed up. Anything she can do to keep her house?

comic book art