RC K9

I was able to get the CPT code or whatever it is, but it was like pulling teeth. As for the OSU counselor, not sure how much that would help me since I live in TX now. Thanks for the info/advice though. Will Read. Thanks for the info. What makes this situation a little more complicated is that it's a sedated MRI since my daughter is only 10mo old. Because of that, the cost essentially doubles because a pediatric anesthesiologist has to be involved, and those people are hard to come by, (assuming it's because no one wants the liability of pumping babies up with drugs and knocking them out). Thanks. Will check out. Don't get me wrong, I didn't vote for him either time, and I become more distasteful of him every day that goes by; however, I think it took more than one man to get this system to where it is right now. Pretty sure a few other people had to vote to make it come to fruition as well.

My story isn't the only one like this. Girl I work with had to go to the emergency room. They asked her if she was paying pocket or it it was going though insurance. They priced her both ways. Was going to cost her a few grand if she went through insurance because she hadn't yet met her deductible. $400 if she just paid out of pocket. She paid out of pocket. In what reality does that crap make sense? Thanks. Because they don't have debtor's jail anymore and those kinds of people don't care about credit scores or anything else the rest of us care about.

These are legit questions coupled with some rants, so if it belongs in the kitchen, please move it there. So basically, I am a simple jack when it comes to understanding our healthcare system, (and probably other things as well). So I am hoping some people with extensive knowledge on the matter can explain it to me. Under my current PPO we have a $6000 individual out of pocket max and $12000 family max. When my wife had our daughter, I wound up paying like $10,700ish out of my pocket after insurance. $3171 of that apparently didn't count towards my deductible though, because apparently they don't cover private rooms, even though that's all the hospital had. How the fk that happens, I have no idea. So anyway, the breakdown of what applied to my deductible was something to the tune of $1500ish for my daughter and the rest was towards my wife. Fast forward to now. My daughter needs a sedated MRI. So her Dr sent the orders over to a hospital they work with. Well, i call the hospital to find out what my out of pocket cost is going to be. All they would tell me was after looking at the insurance, my out of pocket would be $4500ish, since I had only met $1500 of Elia's max out of pocket. Well holy crap. So after I threw up in my mouth, I called another hospital. They were about the same after insurance. I pay $4500 and Ins covers the rest. So then I ask the other Hospital, what if I pay out of pocket. Forget I have insurance. Well, that knocked it down to an est of $2300. So WTF do I have insurance for? So I call the original hospital to see what they will charge me out of pocket if I say forget insurance, and they said they can't do that since I do HAVE insurance with whom they are contracted. I asked how that mattered, what would they do if I just walked in off the street. They said they would just charge me directly. I asked why they couldn't do that then, and she wouldn't give me an answer. So I cancelled her appt. I'm not tossing $2k in the trash. So here are my questions: 1.) If a Hospital can offer a service to someone for $2300 why are they charging $6000 if insurance is involved? Wouldn't this greatly contribute to the reason my insurance costs continue to go up every year while my coverage gets worse? If a service can be charged for X amount, I would think it shouldn't matter who is being billed/paying it. 2.) Why in the world would a hospital not give me an out of pocket cost if I were to forego insurance? They can clearly invoice directly, but refuse to do so when they know I have insurance? I am hoping I am missing some key elements here that can be explained, and that this isn't how thing really work, which is essentially screwing every day citizens. $2000 difference...wow.

Beautiful work. I did some in High School and loved it. I have been thinking about getting back into it.

Called it. Jon Snow ain't dead either.

Elaborate please.

Today, the French government is expected to pass a measure that extends emergency police powers for the next 3mo, allowing police to enter homes without warrants or reasoning and place people on house arrest. A majority of the French public is supportive of this measure. As of July, 2014, the French population was 64,641,279. How many French have been killed on French soil as a result of terrorism? 128? Lets triple that # to account for people injured. That's 384 people. What percentage is that of their total population? .0006% And that is what people are willing to give up all their "freedom" and civil liberties for. It's so sad that fear has the power it does...

Screw Black Friday and the hoards that come with it.

I feel that dude was right on.

Female suicide bomber apparently blew herself up when police tried to enter the apartment. Good times. Good thing guns and bombs are illegal.

I prefer Coordinates Cab Franc.

Learn something new every day. I was unaware that the US and various european countries were "peace loving" countries.

Video of garden as of yesterday. I have been harvesting almost daily to one extent or another for about the last month and a half.

Such want. Do you take IOU's?

Their shipping is always retarded to me, so I don't buy often. Like $20 for some gaskets and seals. F that noise.

fk a go fund me. that whole thing with the supra was a joke. The rest of those imports were nothing to scoff at, but I was obviously pleased to see a DSM take the win. I have interacted with Trevor a bit in the past and that combined with his demeanor on the show leads me to believe he is a humble, classy dude that knows how to put a car together. I only wish I had the money earlier this year for him to build me a trans at the price he quoted as I would venture to guess the price will be quite a bit higher now.

Ish looked intense inside the car. Things get squirly with my 525awhp...I can't even fathom what 1200awhp+ is like. Honesty, I'd be too scared to drive something like that.

Do you mean in regards to building them? My understanding is he doesn't build DSM transmissions anymore with the exception of an occasional special request. He has storage units full of transmissions people sent in needing work then just never had the work done or paid. He got sick of DSMer BS and moved on to other things. I.E. Evo's, GTR's, etc.

Anyone see Trevor doing work on Street Outlaws last night? AWD>RWD. And :lolguy: at that supra. $5k down the drain and didn't move an inch.

This. Ensuring the wife and kids are taken care of greatly complicates things. I had at one point contemplated living out of a storage unit for a year though.

Yeah. Me too. Saw the thread title. :masturboy: Clicked on thread. .... :fuuuu:

Welcome to CR. I look forward to getting to know you.

http://www.theguardian.com/us-news/2015/nov/04/ohio-vote-was-against-monopoly-not-marijuana-say-campaigners

I hit him up and he is meeting my father-in-law tomorrow to re-key the locks. Thanks for the suggestion. On a side not I just got a notice of delinquency for their water bill. Logged into the city, yeah, they owe $410 which I am responsible for. Faggots. Up to this point they have cost me $1500. The day continues to get better. If any of you own properties, don't rent to Amectra Terrell-Franklin or her husband Darren.