Dharris89

My favorite car is still the same. I just have one more.

 

 

http://www.columbusracing.com/forums/picture.php?albumid=1007&pictureid=8927

Welcome. We need more fbodies.

Got it. That sounds a lot better than my FSA. Thanks

My experience with my company’s medical program was unpleasant and they called it a FSA or flexible spending account. When my daughter’s braces bill was a flat fee every month it was very easy to use it for that. When the ortho decided to take a break it became a major pain. Any money in the account had to be spent by the end of the year. Then most of the receipts I turned in were rejected. I had to fight paychex nearly every month for them to approve the payment. At one point I submitted the same receipt three times. I finally wrote “go to page 2” and they finally approved the $28 claim they had previously rejected because they were too lazy or stupid to look at the next page.

 

Bottom line just make sure you know what you’re in for. We saved several hundred on taxes but I’ll never use it again because it wasn’t worth dealing with Paychex.

The worst advice in here is paying off debt. That's not an investment.

 

Paying off debt is an investment in you not necessarily an investment to make money. Start of long post (sorry)

 

I recently paid off my house and am completely debt free. My mortgage interest rate was 3.125%. I know I could make more than that in the market but it’s a lifestyle choice for us. For me, since I am the primary support for my family, if I die, my family has a permanent place to live in a good suburb. Future plans are to invest further into real estate including flips and rentals buy we are going in with cash not debt. Unless it’s a big commercial property where my partner and I can’t cover it, we don’t plan on financing anything.

 

Brad - It’s great that you’ve done well and I would appreciate picking your brain some time but for those with families, I don’t think paying off debt will ever “hurt” you in the long run. Thanks

I have no advice but I’m here for pics when it’s done. Good luck.

I only have money pits so I don’t think of my current cars as investments.

 

I think as we all age there will be nostalgia for what we wanted and saw in our youth. So investing in the best of a certain model at the bottom of the depreciation scale may not be bad. Fox mustangs used to be dirt cheap but now clean ones are a pretty penny. Anything that has a story like the black 77-78 trans ams with the SE package still go up but the base versions haven’t kept pace. What was the best from the 90’s and 2000’s that may be desirable later?Maybe the G8 GTP or similar? Anything rear wheel drive is still worth money even for a swap.

 

I guess if someone had the space and time to wait they could be a good investment but you have to think who is going to want what and how long will it take. Unless the entry is pretty high like a Ferrari or other exotics, it’s probably safer just to invest in the market. At least that’s my thought.

 

Although if I had a barn and the cash, it would be full of Pontiac Firebirds, Grand Prix, Oldsmobile 442’s, Chevelles etc and I would be very happy whatever they were worth.

The roth 401k contribution limit in 18 was $5,500 and for 2019 it’s $6,000. If taxes haven’t been filed yet and there is a spouse, that would be another option for a good chunk. I like the real estate option too but I don’t have enough experience (yet) to offer anything on that topic.

 

The market on F-bodies seems to have hit bottom though.....

Depending on the situation:

1 pay off debt

2 put money into kids college funds

3 set up emergency fund

4 assuming 1-3 are done spend a small percentage on silly stuff and invest the rest for retirement.

 

Good luck

I’ve been appraising real estate for 12 years. I make good money but have plateaued where I’m at. I like the people but I feel like the writing is on the walls with both the partners wanting to retire in the next few years. Working with real estate is something I have really come to enjoy and I want to take my knowledge and move but it’s proven hard to find a “good fit” in other companies.

 

I’m working with someone to start buying rentals so hopefully I’ll have a portfolio in the next few years that will help cash flow us even if I end up somewhere else that doesn’t pay as well.

Tim,

That’s a great story. If you have their information, maybe send a thank you note to their captain. I’m sure some positive praise would be a welcome change.

Here is my list:

1997 Honda Accord

1999 Acura TL

2003 Kawasaki Vulcan 800

1983 Honda Magna VF 700

1978 Chevrolet Suburban

1999 Chevrolet Blazer

1996 Firebird Formula (parts car)

 

I inherited these from my dad:

1983 Honda VF 700 (sold)

2003 Traillite 21’ RV (sold)

2007 Jeep Liberty (kept)

 

So the current fleet is:

1989 Firebird Formula 350

2000 Trans Am Firehawk

2013 Honda Accord

2007 Jeep Liberty

2011 Honda Odyssey

I just want enough so my kids can build another snowman. The last one got knocked over by a little neighborhood shit.

Death is 100% guaranteed....eventually

I did some donuts in the liberty. My son was happy and yelling yea. My daughter was yelling no and to stop. One out of two isn’t bad.

I had an old TL and it was a great car. The motor was still going at 197k when the tranny started going. I would buy another in a heartbeat. Most Acura’s take premium gas so check that as that ads to the gas cost.

Big overall plan is to finish paying off our house. Then it will leave mor time for.....

 

Red Car: 1- get rims rechromed. 2- install ls6 intake. 3- install subframe connectors. 4- have the nose and ground effects touched up. 5- Drive it.

 

Black Car: figure out what is still causing it to die.

 

Jeep: buy a DA and learn to polish out scratches.

How much would a used minivan be? Get a mp5 or the Kia version that’s a little smaller and cheaper. Is there an advantage to having a vehicle that can hold more drunks at one time?

Consider getting a dash cam and a people cam for the back seat. Just in case it may help protect you if anything goes wrong or someone says you were rude. Also it may be great YouTube footage. Double profits

I had this car two jettas ago. Was a mildly fun, comfortable DD imo.

 

The one I’m getting is an EX-L. I’m going back to a V6 and getting butt warmers again. Definitely first world problems.

It was a Accord sport for 14,800. To bad it’s not a touring V6 with the reg 6 speed auto.

 

If you want a manual trans I will probably be selling mine in a few months. It’s a 2013 Accord Sport with around 68k and 6MT. It runs great but I found another Accord I will probably switch to in Spring-ish.

I remember a few years back driving a used 2012 Sport Wrangler with the older 3.8L 210hp V6. It was a noisy, awful-driving truck. Jumped in a new Rubicon with the 3.6L/6-speed and big tires and it rode and drove amazingly.

 

Clay you should drive my liberty. It’s a 2007 and has the 3.7 and 6mt. It’s weird to say the least. It lugs and has torque down load but is slow as a turd. It also has the biggest stick I’ve ever seen (yes..jokes) and is just awkward. But it was my dad’s and only has 46k miles.

I’ve always loved the look of the old scrambler and always tried to convince my dad to buy one. I think it looks great and I like it has a decent towing capacity. Firm maybe on a few year old one in five years.

As someone who doesn’t have a lot of drag racing experience I think you could go in lots of different directions. I love history so having some seasoned racers on and telling stories about what it was like “back in the day” would be cool. The next week have a current racer and contrast the differences. History is always fun.

 

Keep the noobs in mind and come spring have a series discussing getting your car ready and basic mods. Just because it’s been written in every magazine doesn’t mean YOU have discussed it. Plus I get more from a back n forth discussion than an article.

 

Just keep it light and keep topics you don’t want out of discussion. You don’t want someone calling a racing podcast bashing a politician. An hour is good for length unless the guest is awesome. Keep the number of people on each episode to a reasonable number like 4 or less. Since everyone will be listening, having too many people gets confusing. Sometimes I’m wondering who’s talking on big podcast. It also keeps the focus on the hosts and it lets the listener get to “know” you better and relate to you. If they like you they will listen again. Consider putting up a basic website for the podcast with pictures of the hosts. I’ll look up podcasts and see the hosts as it gives me a face to listen to.

 

I could go on but I’m done pooping. Good luck!

For me, accuracy is what makes it fun. Since I cast and reload, the cost difference between 9mm and 44 mag really isn’t much. I like a heavy 1911 series 45acp but I’ve got a pet load that I shoot well. Similar situation in a 357 Mag with a heavy old S&W. It’s fun to shoot fireballs out of a 44 Mag but I haven’t found a load I like yet so it’s a giggle factor only at this point. If I had to pick for a SHTF situation it would be a G17 and an AR rifle.

 

I think one of my favorite aspects of shooting old milsurps is wondering who held it before me. Whose shoulder did it bruise and who were they shooting at? How did the stock get dented and did it save or take a life. To me, I love the history.