also, just for shits and giggles: if you take the annuity, you get the full amount over 30 years. 350M/30 years = 11.6666667 i think you actually get a little bit more in ohio on your first payment. probably not much. few hundred K... so we will stick with 11.666 mil 11,666,000 -2,961,500 federal -699,960 state leaves you with $8,049,540 X 30 years = 241 486 200 you get 121 million MORE over the 30 years. however, with the amount of blow that people in this thread want to buy, they probably arent gonna live long enough to collect it.