I sold my 675 to a guy in Wisconsin. I had a lien on the bike. I got a bank check for the exact amount owed on the loan. I got a bank check in the exact amount owed to me after payoff. When the buyer came to get the bike I gave him a bill of sale(there are free ones on the net) Took bank check to the bank where lien was held to complete payoff. As soon ad that check clears,sometimes up to 30 days,they will send you your title. Get it notorized filling out seller info. Send it to them,I sent mine certified with return receipt. He was able to get a temp tag with the bill of sale. That's about it!!! Good Luck !!!