Brennan...if you were driving the truck when it got rear ended YOU should be entitled to some form of compensation for any physical pain, suffering, etc. It doesn't matter what kind of ins. your dad had on the truck. The ins. of the lady that hit you should be paying you something. Let the truck go, make a claim against her ins. and get paid. You'll have a little coin to get some beater of your own. I just had a friend get paid from a rear end accident as a passenger in the car. He got over $5000 if I remember! Keep a daily record of you physical health and go to the physician for ANYTHING that might be related to the accident. Get with the ins. that lady had and start a claim.