$200? Try $1000 I recommend an attorney: Last will and testament, Pour-over revocable Trust, durable power of attorney for financial, durable power fo attorney for healthcare, Living will, and anatomical gift statement (your drivers license doesn't count). Reviewed every 5 years, kept in multiple locations. Transfer accounts and property into trust. Change all beneficiary designees including 401k, life insurances, funds, stocks, bonds, et cetera. TOD on anything with titles or transfer now. It's a sombering event. Do it before you're married, then he/she can't get at it if you pull the trigger again.