zeitgeist57 Posted June 15, 2005 Report Share Posted June 15, 2005 Right now, Fifth Third Bank is offering 4.64% financing on any 2001 or newer vehicle loans for terms up to 60 months. For a $15000 loan over 60 months, that's less than $285 a month! Please call Will Amerine at 614-744-7595 for any questions. THIS IS ALSO AVAILABLE FOR REFINANCING A HIGHER AUTO LOAN. Please mention my name (Clay Lanctot) when you call. I can also answer any questions you have by PM. Thanks! Quote Link to comment Share on other sites More sharing options...
Trouble Maker Posted June 15, 2005 Report Share Posted June 15, 2005 That's a better rate than I got on my 2000 a year and a half ago, when rates were better generally speaking. Hell of a deal if anyone is looking for a few year old car. 2001 and newer is right in that range of a car that's 2-4 years old, which is imho, the best value for most cars. Cars are just getting out of leases in that range. graemlins/thumb.gif Quote Link to comment Share on other sites More sharing options...
Devils Advocate Posted June 15, 2005 Report Share Posted June 15, 2005 I need a 3k loan for a motorcycle, but being nineteen, have little to no credit, good or otherwise. Plus, I have nobody to cosign. Can you save me, Clay? Quote Link to comment Share on other sites More sharing options...
Stallion Motorsports1647545491 Posted June 15, 2005 Report Share Posted June 15, 2005 Originally posted by Zeitgeist: 2001 or newer vehicle Any idea as to what a 97-00 car would be? Tom Quote Link to comment Share on other sites More sharing options...
Guest EyeMSofaKingWeTodDid Posted June 15, 2005 Report Share Posted June 15, 2005 Hello Folks Quote Link to comment Share on other sites More sharing options...
Buck531 Posted June 15, 2005 Report Share Posted June 15, 2005 Originally posted by DoppleGangerSRT8: Hello Folks Uhh.. WTF? Quote Link to comment Share on other sites More sharing options...
JaSSon Posted June 16, 2005 Report Share Posted June 16, 2005 Originally posted by Stallion Motorsports: Any idea as to what a 97-00 car would be? Tom5/3 won't give you an auto loan on any vehicle older than a 2000. If you want to get a loan on an older vehicle, you have to get an unsecured loan. Higher interest rates apply. Quote Link to comment Share on other sites More sharing options...
Bam Posted June 16, 2005 Report Share Posted June 16, 2005 I'm making the call tomorrow...I'd like to refinance our 2004 Matrix we just bought. I got 6%, which isn't to shabby, but I wonder what the savings would be if I went with 4.64%. Thanks Clay! Quote Link to comment Share on other sites More sharing options...
zeitgeist57 Posted June 16, 2005 Author Report Share Posted June 16, 2005 People, First timers can apply, but the rate may be higher. This deal is ESPECIALLY good for existing loans (that aren't already 5/3) because you've already proven your credit by making 3 or 4 on-time auto payments. Call the guy listed and he'll tell you more. Will's a great guy and he'll work for you to get you approved. P.S...no offense to no-credit people, but don't expect the world if you've never established credit for yourself. Fifth Third will finance you, but expect to pay north of 5% initially. Quote Link to comment Share on other sites More sharing options...
Kohones Posted June 16, 2005 Report Share Posted June 16, 2005 It's a great deal. Really, I hate 5th 3rd because when they do crap like this - I in the auto finance b/z lose $$$. They have no real alliance with the auto dlrshps but they try to solicit our b/z even though their own branches do this type of baloney! Yeah they won't give me this rate for my customers -- Sooo if you're looking for cheap $$ Clay's right - (for today) this is place to apply - Quote Link to comment Share on other sites More sharing options...
Bam Posted June 18, 2005 Report Share Posted June 18, 2005 Damnit, didn't get to call yet. Could I make the call on Monday? Also, I got a PM from a board member that told me it wasn't worth it and that my payments would be the same on my loan even w/ the lower interest rates because I would have to pay the interest on my current loan as well. Is this true or not? Because I'm pretty sure if I pay off my loan early then I save myself the interest that I would've paid had I kept the entire term of the loan. Correct? Well I'm making the call anyways because what he said did not make sense in the least bit. Thanks Matt Quote Link to comment Share on other sites More sharing options...
Bird69 Posted June 18, 2005 Report Share Posted June 18, 2005 matt, post what they tell you. Quote Link to comment Share on other sites More sharing options...
Bam Posted June 18, 2005 Report Share Posted June 18, 2005 Will do, I didn't want to make you sound like I thought you were lying, I just didn't understand how you put things. I do understand I have to pay off my interest that has already incurred, but from what I gathered you made it sound like I'd have to pay the full interest charge for refinancing. Will update Monday. Matt Quote Link to comment Share on other sites More sharing options...
Bird69 Posted June 20, 2005 Report Share Posted June 20, 2005 no big deal, i could be wrong. i'm just interested because if it will lower payments then i'm all for it. Quote Link to comment Share on other sites More sharing options...
Bam Posted June 20, 2005 Report Share Posted June 20, 2005 It would knock $10/month off my payment and save me about $600 if I kept the loan full term. I don't plan on keeping the loan full term so I'm not sure if I will refinance. My plan is pay the car off in about 14months, so it's about $120 in savings, not really worth it in my mind. Quote Link to comment Share on other sites More sharing options...
Bird69 Posted June 20, 2005 Report Share Posted June 20, 2005 good deal, i can't wait to get my piece of shit payed off, i owe more then what it's worth. it's great. Quote Link to comment Share on other sites More sharing options...
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