Mr. Jones Posted October 31, 2007 Report Share Posted October 31, 2007 At least he's on the right path! Young, getting married right away, blowing 15K cash on a brand new economy car. Be sure to get her preggers ASAP! Wouldn't want to waste any time! Quote Link to comment Share on other sites More sharing options...
SpaceGhost Posted October 31, 2007 Report Share Posted October 31, 2007 At least he's on the right path! Young, getting married right away, blowing 15K cash on a brand new economy car. Be sure to get her preggers ASAP! Wouldn't want to waste any time! Thank god there will never be any little clones of you. Quote Link to comment Share on other sites More sharing options...
Mr. Jones Posted October 31, 2007 Report Share Posted October 31, 2007 Thank god there will never be any little clones of you. YES THANK FKN GOD! Oh wait, or thank the surgeon! Quote Link to comment Share on other sites More sharing options...
dan93z28 Posted October 31, 2007 Report Share Posted October 31, 2007 soooooo getting married AND getting a house, and you can throw 15k at a new car? what's your occupation? and how can i become it? Quote Link to comment Share on other sites More sharing options...
2pointslow Posted October 31, 2007 Author Report Share Posted October 31, 2007 At least he's on the right path! Young, getting married right away, blowing 15K cash on a brand new economy car. Be sure to get her preggers ASAP! Wouldn't want to waste any time! Truthfully you are an ass. You are not happy so you have to bag on someone who is. Heres how this is going to go, you dont know me i dont know you. I would like to keep it that way as associating with you only makes me look like an ass/douchebag. You dont know how my life is or what i do, so how can you tell me what im doing. Oh thats right you cant. Now unless you have any real factual knowledge that will actually help me through out my life but as i can see you dont. So will you please be so kind and get the HELL OUT OF MY THREAD! Whats the diff between paying 15k for a car or paying 18-20k for a 15K dollar car over a period of 3-5 years? Um i think im going with paying less up front. Quote Link to comment Share on other sites More sharing options...
TheHaze Posted October 31, 2007 Report Share Posted October 31, 2007 Truthfully you are an ass. You are not happy so you have to bag on someone who is. Heres how this is going to go, you dont know me i dont know you. I would like to keep it that way as associating with you only makes me look like an ass/douchebag. You dont know how my life is or what i do, so how can you tell me what im doing. Oh thats right you cant. Now unless you have any real factual knowledge that will actually help me through out my life but as i can see you dont. So will you please be so kind and get the HELL OUT OF MY THREAD! Whats the diff between paying 15k for a car or paying 18-20k for a 15K dollar car over a period of 3-5 years? Um i think im going with paying less up front. Don't listen to Ol' Jones, he drives a tank. My Mini is a $20k+ car but I'm in no financial burden, or anywhere near it. My past cars have all been cheap beaters that required more money to keep running then fuel. Ever since I purchased a brand new Miata and now moved onto the Mini, I couldn't be happier. Much nicer driving a new car then something you don't truly want. Quote Link to comment Share on other sites More sharing options...
Mr. Jones Posted October 31, 2007 Report Share Posted October 31, 2007 soooooo getting married AND getting a house, and you can throw 15k at a new car? what's your occupation? and how can i become it? Its called living at home with no bills Quote Link to comment Share on other sites More sharing options...
Mr. Jones Posted October 31, 2007 Report Share Posted October 31, 2007 Don't listen to Ol' Jones, he drives a tank. My Mini is a $20k+ car but I'm in no financial burden, or anywhere near it. My past cars have all been cheap beaters that required more money to keep running then fuel. Ever since I purchased a brand new Miata and now moved onto the Mini, I couldn't be happier. Much nicer driving a new car then something you don't truly want. Irish Green A6 > British Racing Green Mini Pooper! Quote Link to comment Share on other sites More sharing options...
Skinner Posted October 31, 2007 Report Share Posted October 31, 2007 Its called living at home with no bills ahh to be 18 again. Quote Link to comment Share on other sites More sharing options...
TheHaze Posted October 31, 2007 Report Share Posted October 31, 2007 Irish Green A6 > British Racing Green Mini Pooper! Quote Link to comment Share on other sites More sharing options...
HotCarl Posted October 31, 2007 Report Share Posted October 31, 2007 Whats the diff between paying 15k for a car or paying 18-20k for a 15K dollar car over a period of 3-5 years? Um i think im going with paying less up front. I think what jones (and others) are trying to point out is that if you have a lump some of money at that age it can be invested for a better return than to spend it on a depreciating liability. When you buy a new car (no matter the price) it will depreciate as soon as you drive it off the lot. You buy a brand new Fit for 15k this year, 6 months down the road you sell it for whatever reason and you can only sell it for 12k. In 6 months you lost 3,000$, whereas if you woulve invested that money, even in simple CD's in 6 months you would have MADE a more money, depending on the percentage of the CD. Now Cash Deposits are not the best way to invest money Im just taking that as an example. Even if you were to simply save this money and put it as a downpayment on your house that you will inevitably buy in the next few years if will still pull a great return than buying a brand new car. This post started out asking for opinions about how to buy a new car thats why I never asked "why are you spending it on a new car" hell man its your money do what ever you want with it. But since you opened the door by saying "Now unless you have any real factual knowledge that will actually help me through out my life" this is the answer you will get. Hell if you really think your young family is in that much of a bind that you NEED a brand new car then go for it, but dont look at it as an asset because its definitly a liability. Quote Link to comment Share on other sites More sharing options...
Mr. Jones Posted October 31, 2007 Report Share Posted October 31, 2007 I think what jones (and others) are trying to point out is that if you have a lump some of money at that age it can be invested for a better return than to spend it on a depreciating liability. When you buy a new car (no matter the price) it will depreciate as soon as you drive it off the lot. You buy a brand new Fit for 15k this year, 6 months down the road you sell it for whatever reason and you can only sell it for 12k. In 6 months you lost 3,000$, whereas if you woulve invested that money, even in simple CD's in 6 months you would have MADE a more money, depending on the percentage of the CD. Now Cash Deposits are not the best way to invest money Im just taking that as an example. Even if you were to simply save this money and put it as a downpayment on your house that you will inevitably buy in the next few years if will still pull a great return than buying a brand new car. This post started out asking for opinions about how to buy a new car thats why I never asked "why are you spending it on a new car" hell man its your money do what ever you want with it. But since you opened the door by saying "Now unless you have any real factual knowledge that will actually help me through out my life" this is the answer you will get. Hell if you really think your young family is in that much of a bind that you NEED a brand new car then go for it, but dont look at it as an asset because its definitly a liability. Well Said. Spending 15K to go from 2x mpg to 3xmpg is not an investment when the car is worth 3k less in 6/8months. Quote Link to comment Share on other sites More sharing options...
2pointslow Posted October 31, 2007 Author Report Share Posted October 31, 2007 I hear what you are saying.....Honestly i do, i know how to make money off of money. Idk maybe i will just get the focus painted, change the belt, fix the vibrating at idle problem. Change the rear o2 sensor which i think is my vibration problem. Find a stock exhaust manifold and a high flow cat and sell the header.( damn that header was a pain in my ass to get in that tiny spot) Quote Link to comment Share on other sites More sharing options...
HotCarl Posted October 31, 2007 Report Share Posted October 31, 2007 I hear what you are saying.....Honestly i do, i know how to make money off of money. Idk maybe i will just get the focus painted, change the belt, fix the vibrating at idle problem. Change the rear o2 sensor which i think is my vibration problem. Find a stock exhaust manifold and a high flow cat and sell the header.( damn that header was a pain in my ass to get in that tiny spot) You dont have to look at it as black and white and it sounds like the focus needs alot of work. It doesnt have to be choice A or B. If you want, sell the Focus, combine that money with a bit from your savings and get a used cheap gas sipper. You will have a newer car with better fuel economy and still have the bulk of your savings in your pocket. Just an idea. Quote Link to comment Share on other sites More sharing options...
2pointslow Posted October 31, 2007 Author Report Share Posted October 31, 2007 yea i thought about getting a integra for now Quote Link to comment Share on other sites More sharing options...
Bam Posted November 1, 2007 Report Share Posted November 1, 2007 I'll buy for it for $1000, i need a beater... now you have $16k. Quote Link to comment Share on other sites More sharing options...
2pointslow Posted November 1, 2007 Author Report Share Posted November 1, 2007 never its worth more than that! Quote Link to comment Share on other sites More sharing options...
TheHaze Posted November 1, 2007 Report Share Posted November 1, 2007 I'll give you $1100. Now you have $16500. Quote Link to comment Share on other sites More sharing options...
2pointslow Posted November 1, 2007 Author Report Share Posted November 1, 2007 I'll give you $1100. Now you have $16500. I can tell you didn’t succeed in math??? Quote Link to comment Share on other sites More sharing options...
TheHaze Posted November 1, 2007 Report Share Posted November 1, 2007 I can tell you didn’t succeed in math??? I'll give you $1 then for a total of $15000. It's a win-win situation! Quote Link to comment Share on other sites More sharing options...
2 Sweet Posted November 1, 2007 Report Share Posted November 1, 2007 Honestly if I was in your situation I would sell the Focus, and instead of buying a newer car in the 15k price range, buy a cheap beater for 5k or less Quote Link to comment Share on other sites More sharing options...
Z06G Posted November 1, 2007 Report Share Posted November 1, 2007 ill give u 1800 Quote Link to comment Share on other sites More sharing options...
2pointslow Posted November 1, 2007 Author Report Share Posted November 1, 2007 garrett you dont need a car! Trade??? Quote Link to comment Share on other sites More sharing options...
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