wheezy Posted December 3, 2009 Report Share Posted December 3, 2009 I am graduating in a couple weeks and can't be on my parents health insurance anymore. Can anyone recommend a company or a plan? I have no clue what I really need. Below are a few plans from Aetna. http://i22.photobucket.com/albums/b338/wheezytoo/health.jpg Quote Link to comment Share on other sites More sharing options...
Nitrousbird Posted December 3, 2009 Report Share Posted December 3, 2009 Best bet is to get a job that has health benefits. Quote Link to comment Share on other sites More sharing options...
LJ Posted December 3, 2009 Report Share Posted December 3, 2009 Are you getting like a 6 or 9 month graduate insurance policy? I have a buddy who owns his own health insurance agency if you need some help figuring things out. Quote Link to comment Share on other sites More sharing options...
evan9381 Posted December 3, 2009 Report Share Posted December 3, 2009 0% after deductible? lol i would think that should say 100%, otherwise, its not covering anything are you not working or dont have access to insurance thru a job? remember with those, you need to cover AT LEAST 3k out of pocket before they cover anything. at my old job, it was 80something every 2 weeks for medical, so i ended up going without for a couple years...im pretty healthy person, so i took the risk. but if the 0% is what you will pay, and they pay 100% after deductible, if thats a monthly premium ($55) or even biweekly, thats not too bad. my employer based is $33 or so biweekly Quote Link to comment Share on other sites More sharing options...
Akula Posted December 3, 2009 Report Share Posted December 3, 2009 Those Aetna plans are expensive, but you need to research the actual number of people that have had Aetna cover anything on those plans. Everything can fall under pre-existing condition. You need an associated plan, like with a job or some group that has negotiated a rate. Quote Link to comment Share on other sites More sharing options...
excell Posted December 3, 2009 Report Share Posted December 3, 2009 I have an Aetna high deductible (1800) with HSA. In my experience they've covered everything 100% after the $1800. Had a hospital visit three years ago, $9000 and I paid $1300 (had $500 already). Didn't pay another dime. Quote Link to comment Share on other sites More sharing options...
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