V4junkie Posted April 3, 2009 Report Share Posted April 3, 2009 I just talked to my agent (State Farm) the other day, when I turn 25 my payments will just about be cut in half. Sometimes it sucks to be young. Quote Link to comment Share on other sites More sharing options...
Speed Posted April 3, 2009 Report Share Posted April 3, 2009 Trust me.. Its nationwide.. I spoke with the underwriters... When does your policy renew because thats when it takes effect.Mine just renewed 4 days ago, and I don't think it went up at all.Just over 220 / year - 01 748 - full coverage. Quote Link to comment Share on other sites More sharing options...
2wheels>4 Posted April 3, 2009 Report Share Posted April 3, 2009 Ouch.... I pay 140 or 150 a year I think for TWO motorcycles..... Quote Link to comment Share on other sites More sharing options...
V4junkie Posted April 3, 2009 Report Share Posted April 3, 2009 That's because no young punk is going to steal a motorcycle older than they are. That and it's hard to do any damage at jogging speed. Quote Link to comment Share on other sites More sharing options...
ScrappyGrl Posted April 3, 2009 Report Share Posted April 3, 2009 I have state farm and pay 300/yr with 2 speeding tickets on my 07zx6edit im also 21I have trouble believing this. Quote Link to comment Share on other sites More sharing options...
sonavabeech Posted April 3, 2009 Report Share Posted April 3, 2009 We have allstate,Homeowner's $630/6 monthsAuto $840/6 months, five vehicles, 2 with full coverageMotorcycle $430/year, 4 motorcycles, 2 with full coverageWe're in our 30's, no traffic violations, multi-policy discounts Quote Link to comment Share on other sites More sharing options...
that dude Posted April 3, 2009 Report Share Posted April 3, 2009 Ouch.... I pay 140 or 150 a year I think for TWO motorcycles.....look at your motorcycles also compared to the newer sportbikes..its based on value and cc's- Quote Link to comment Share on other sites More sharing options...
sonavabeech Posted April 3, 2009 Report Share Posted April 3, 2009 I have trouble believing this.For the first year during my "novice" endorsement at the age of 27, my yearly full coverage on the cbr was around $600 without any traffic violations.After that first year it went down to $300....Then we got married, got older, bought a house.... Quote Link to comment Share on other sites More sharing options...
sonavabeech Posted April 3, 2009 Report Share Posted April 3, 2009 Wow. Less than $500 a year' date=' full coverage, 2 Ducatis and 1 scooter. Being old has its advantages, I guess.[/quote']OLD!! I preferred, proven responsible and less a liability over time! Quote Link to comment Share on other sites More sharing options...
sonavabeech Posted April 3, 2009 Report Share Posted April 3, 2009 look at your motorcycles also compared to the newer sportbikes..its based on value and cc's- yep sportbike/cruiser, new/old, cc's are rated differentlythe breakdown on our policy is roughly03 cbr600rr $95 (full)06 royalstar 1300 $127 (full)06 vstar 1100 $58 (full)97 sportster883(?) $38 (liability)then some $115 of additional coverage Quote Link to comment Share on other sites More sharing options...
dustinsn3485 Posted April 3, 2009 Report Share Posted April 3, 2009 I like Allstate...House is $430/yr $1000dedBike is $300/yr $300dedCar is $1000/yr $500dedAll are full cov. with 250K limitI'm 24 with a 1 speeding ticket. Quote Link to comment Share on other sites More sharing options...
kawi kid Posted April 3, 2009 Report Share Posted April 3, 2009 allstate all the way!!! im payin around 100 bucks a month for my house cars and bike. i cant complain being 25 Quote Link to comment Share on other sites More sharing options...
NinjaNick Posted April 3, 2009 Report Share Posted April 3, 2009 I like Allstate...House is $430/yr $1000dedBike is $300/yr $300dedCar is $1000/yr $500dedAll are full cov. with 250K limitI'm 24 with a 1 speeding ticket.Damn Dustin, I didn't know you were so young. Quote Link to comment Share on other sites More sharing options...
sonavabeech Posted April 3, 2009 Report Share Posted April 3, 2009 this seems to turn into a dick measuring contest with us sharing how much we pay for what. tee-hee-hee (no...i ain't gots no dick...attached to me...)....then the youngin' had to go and make some of us feel even older. Quote Link to comment Share on other sites More sharing options...
jagr Posted April 3, 2009 Report Share Posted April 3, 2009 I had State Farm or Am.Family before. Can't remember which. But I do remember switching to ALLSTATE because it was HALF what I was paying before. Quote Link to comment Share on other sites More sharing options...
jbot Posted April 3, 2009 Report Share Posted April 3, 2009 my family and I have been with our state farm agent since we moved to the states, and they have always been competitive (I've gotten quotes from various companies on a couple different occasions).but as far as bikes go, the aprilia is just under 300/year for full coverage and the 600rr is about 250-275/year. I have my house, my car, and the 2 bikes insured with them. i snuck my girlfriend in there too, but they promised she wouldn't break for at least another 2 years. Quote Link to comment Share on other sites More sharing options...
Lost Posted April 3, 2009 Report Share Posted April 3, 2009 Nationwide doesn't insure bikes directly but thru a subsidiary. 5 years ago they wanted $5500 to insure the buell for a year. It was crazy. I got it thru progressive for 35 a month. Quote Link to comment Share on other sites More sharing options...
cmb Posted April 5, 2009 Report Share Posted April 5, 2009 I love my State Farm Agent. By bike cost 11/month. My monthly bill is 140/month covering 3 cages, 2 with full coverage, and renters insurance.Of course that mulitline discount is great. Been with State Farm since I started driving though.Never had any problems with State Farm. Quote Link to comment Share on other sites More sharing options...
c7fx Posted April 5, 2009 Report Share Posted April 5, 2009 you might need to try different agents. I had the same thing happen to me. I couldn't understand why everyone was telling me how cheap they are. After the third agent I talked to. I got a rate of 300 a year full coverage. It went even cheaper after I pulled my car and other vehicles over. Quote Link to comment Share on other sites More sharing options...
Ceadda Posted April 5, 2009 Report Share Posted April 5, 2009 Has anyone ever tried Rider Insurance? I saw it advertised on the news today.. Their site looks kinda cheap but with what they quoted me I could drop liability at Geico and get full coverage with them for same price plus free roadside.. www.ridewithrider.com I've been searching for some reviews online but haven't found any yet. Quote Link to comment Share on other sites More sharing options...
serpentracer Posted April 5, 2009 Report Share Posted April 5, 2009 (edited) progressive gave me the absolute lowest price around with $95 a year liability.if you have health insurance already you can drop that from your bike insurance and save a lot of money.and deal directly with the insurance company. agents get a cut of your policy premium. you may be paying more for the agent than the insurance. Edited April 5, 2009 by serpentracer Quote Link to comment Share on other sites More sharing options...
BonkerS Posted April 6, 2009 Report Share Posted April 6, 2009 (edited) Are you sure that was a monthly quote or for a whole year? I did the same thing at first when I got my 600RR, but then realized it was $234 for the entire year. That's with full coverage and a $500 deductible (think I'm going to lower it now that I think about it) Progressive quoted me at $1500... That's with a perfect driving record and I was only 24 at the time. Edited April 6, 2009 by BonkerS Quote Link to comment Share on other sites More sharing options...
DollFace Posted April 6, 2009 Report Share Posted April 6, 2009 progressive gave me the absolute lowest price around with $95 a year liability.if you have health insurance already you can drop that from your bike insurance and save a lot of money.and deal directly with the insurance company. agents get a cut of your policy premium. you may be paying more for the agent than the insurance.Holy crap. I never thought of that. So, it is like you are paying for two health insurance policies. Screw that!! +1 Quote Link to comment Share on other sites More sharing options...
DollFace Posted April 6, 2009 Report Share Posted April 6, 2009 Are you sure that was a monthly quote or for a whole year? I did the same thing at first when I got my 600RR, but then realized it was $234 for the entire year. Progressive quoted me at $1500... That's with a perfect driving record and I was only 24 at the time.Proly for the whole year, especially if it is only liability cause I am only paying $285 a year full coverage with Progressive now. If you are under 25, it makes a HUGE difference. Quote Link to comment Share on other sites More sharing options...
serpentracer Posted April 6, 2009 Report Share Posted April 6, 2009 Are you sure that was a monthly quote or for a whole year? I did the same thing at first when I got my 600RR, but then realized it was $234 for the entire year. That's with full coverage and a $500 deductible (think I'm going to lower it now that I think about it) Progressive quoted me at $1500... That's with a perfect driving record and I was only 24 at the time.not a quote, it's what I've been paying for a few years. it started out @ $110. Quote Link to comment Share on other sites More sharing options...
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