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OMG State farm is BS!!!


Tomcat0403

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Trust me.. Its nationwide.. I spoke with the underwriters... When does your policy renew because thats when it takes effect.

Mine just renewed 4 days ago, and I don't think it went up at all.

Just over 220 / year - 01 748 - full coverage.

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We have allstate,

Homeowner's $630/6 months

Auto $840/6 months, five vehicles, 2 with full coverage

Motorcycle $430/year, 4 motorcycles, 2 with full coverage

We're in our 30's, no traffic violations, multi-policy discounts

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I have trouble believing this.

For the first year during my "novice" endorsement at the age of 27, my yearly full coverage on the cbr was around $600 without any traffic violations.

After that first year it went down to $300....

Then we got married, got older, bought a house....

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look at your motorcycles also compared to the newer sportbikes..its based on value and cc's- :beathorse:

yep sportbike/cruiser, new/old, cc's are rated differently

the breakdown on our policy is roughly

03 cbr600rr $95 (full)

06 royalstar 1300 $127 (full)

06 vstar 1100 $58 (full)

97 sportster883(?) $38 (liability)

then some $115 of additional coverage

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this seems to turn into a dick measuring contest with us sharing how much we pay for what. tee-hee-hee (no...i ain't gots no dick...attached to me...)

....then the youngin' had to go and make some of us feel even older.

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my family and I have been with our state farm agent since we moved to the states, and they have always been competitive (I've gotten quotes from various companies on a couple different occasions).

but as far as bikes go, the aprilia is just under 300/year for full coverage and the 600rr is about 250-275/year. I have my house, my car, and the 2 bikes insured with them. i snuck my girlfriend in there too, but they promised she wouldn't break for at least another 2 years.

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I love my State Farm Agent. By bike cost 11/month. My monthly bill is 140/month covering 3 cages, 2 with full coverage, and renters insurance.

Of course that mulitline discount is great. Been with State Farm since I started driving though.

Never had any problems with State Farm.

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you might need to try different agents. I had the same thing happen to me. I couldn't understand why everyone was telling me how cheap they are. After the third agent I talked to. I got a rate of 300 a year full coverage. It went even cheaper after I pulled my car and other vehicles over.

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Has anyone ever tried Rider Insurance? I saw it advertised on the news today.. Their site looks kinda cheap but with what they quoted me I could drop liability at Geico and get full coverage with them for same price plus free roadside.. www.ridewithrider.com I've been searching for some reviews online but haven't found any yet.

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progressive gave me the absolute lowest price around with $95 a year liability.

if you have health insurance already you can drop that from your bike insurance and save a lot of money.

and deal directly with the insurance company. agents get a cut of your policy premium. you may be paying more for the agent than the insurance.

Edited by serpentracer
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Are you sure that was a monthly quote or for a whole year? I did the same thing at first when I got my 600RR, but then realized it was $234 for the entire year. That's with full coverage and a $500 deductible (think I'm going to lower it now that I think about it) Progressive quoted me at $1500... :eek:

That's with a perfect driving record and I was only 24 at the time.

Edited by BonkerS
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progressive gave me the absolute lowest price around with $95 a year liability.

if you have health insurance already you can drop that from your bike insurance and save a lot of money.

and deal directly with the insurance company. agents get a cut of your policy premium. you may be paying more for the agent than the insurance.

Holy crap. I never thought of that. So, it is like you are paying for two health insurance policies. Screw that!! +1

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Are you sure that was a monthly quote or for a whole year? I did the same thing at first when I got my 600RR, but then realized it was $234 for the entire year. Progressive quoted me at $1500... :eek:

That's with a perfect driving record and I was only 24 at the time.

Proly for the whole year, especially if it is only liability cause I am only paying $285 a year full coverage with Progressive now. If you are under 25, it makes a HUGE difference.

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Are you sure that was a monthly quote or for a whole year? I did the same thing at first when I got my 600RR, but then realized it was $234 for the entire year. That's with full coverage and a $500 deductible (think I'm going to lower it now that I think about it) Progressive quoted me at $1500... :eek:

That's with a perfect driving record and I was only 24 at the time.

not a quote, it's what I've been paying for a few years. it started out @ $110.

3418177275_31dd009a9b.jpg

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