I'll say this again here, but I've said it before, and I'll say it forever..... I want people to wear their gear! I don't give a shit about their safety, if they're stupid enough to go hauling around without gear, then I can start the generalization that they're probably not the kind of person that I would lament being rid of. This is the kind of person that thinks only of themselves and not everyone else that's affected by their actions... When you wreck, it effects other people..... 1.) Common sense will justify that if I wreck in full gear and get back up, walk over to my bike and either have it picked up or towed away, it's going to cost a hell of a lot less than if emergency vehicles are involved. The cops called, the street shut off, ambulances (possibly life-flight), the street partially (or completely) shut down, the traffic created, maybe firetrucks called, road clean-up crews....I have a lot of other better uses in mind for all of our taxpayer money and commuter time and emergency response crew time than peeling your dumb ass off the street. The first point is that I don't want to pay for other people's stupidity, and yes, if they go down, it costs everyone a lot more the less they wear. 2.) When this dickhole survives and his insurance pays out stupid amounts in medical bills, I get to pay for that too. Insurance companies are going to make money. And if they have to shell out thousands for this donkey to get put back together, then they're going to charge me more for make sure their books are in the black and the end of the day. Again, when these people don't wear gear, it costs me more. I have a great job, and I can afford these things, but that sure as hell isn't the point. Those people's actions are effecting me, and I really don't care for it. It's not fair that my costs are affected by these actions, but that's the way it is, so I have the right to not like it. And let's not even get started on how people like that obviously don't care as much as they could about their loved ones that would be devastated if anything happened to them when they wreck with no gear....