i know. doesnt mean i like it. Maybe if they used their money to stay competitive they would get close to Allstate rates. But they are trying to keep the world the way they want it. They are always at QSL trying to get buisness. heres how it goes. Them: Hi would you like a quote. Me: Sure. Them: Who are you with now? Me: Allstate. Them: Well sorry i know we wont be able to match them. Me. I know. Thats what you told me last week. now give me a towel/swag of the week.