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smashweights

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Everything posted by smashweights

  1. This. I put anything and everything on my credit cards every month, from $1 drinks at the gas station to $3000 car down payments. If I could put my rent on my AMEX, I would. As long as you have the cash in hand to pay at the end of the month, why NOT put it on a cashback card? Live below my means + autopay monthly = 2% back + 0% interest. Seems menial, but at the rate we're going, it adds up to a "free" exhaust for the Monster with a years worth of expenses. Plus when we apply for a mortgage in the next few months, we have an incredibly robust credit history and hopefully get a great rate.
  2. Not too shabby: Yup, did you see the new Monster 1200 revealed this weekend? Only remaining air-cooled ducs are the 696 and 796 now.
  3. The wife and I will likely be heading out to my in-law's land out in Iowa around Christmas for late muzzleloader/holiday season. Expensive as shit out of state tags though.
  4. My first thought was: phishing scam? But seems legit: http://www.consumer.ftc.gov/articles/0148-prescreened-credit-and-insurance-offers http://en.wikipedia.org/wiki/Optoutprescreen.com Sign me up
  5. Call it in to the warden, mount it's head on the wall. Impress friends then tell them how you killed it ;-)
  6. Truth. If someone's in the red because of reckless spending, then you're not doing them any favors by bailing them out.
  7. http://www.ducatiusa.com/bikes/monster_1200_s/index.do http://www.asphaltandrubber.com/bikes/2014-ducati-monster-1200/ IMHO: Pros: -Ditched the giant fender, i LOVE the Diavel-style plate holder, hopefully this will be portable to the 1100EVO -Ohlins suspension option: my biggest complaint with the 1100EVO is the suspension -Bigger fuel tank Cons: -Looks like a Streetfighter and Diavel had a baby and this is what came out. Not ugly per se, but you can clearly see they mixed the two stylistically. The style is good, but overall looks substantially more bulky than the EVO, do not like that part at all. Still, looks way better than the naked Triumphs. - +30lbs dry weight, +47lbs kerb weight. - +$1500 base price, + $3000 S model Be interesting to hear it and see if the engine sounds as awesome as the 1100EVO does. No plans to swap out the EVO, but if one of these wrecks and I can steal the suspension and license plate bracket, i'll take it ;-)
  8. If there's one thing I learned from watching daytime judge shows, get it in writing how much you loan, when it will be paid back.
  9. And not a single knee was dragged that day
  10. I like your style. But if they're anything like my friends, you'll end the bachelor party with then getting the last laugh as you dry have your guts out for an hour.
  11. Interesting you say that cause many people complain about them being too noisy. I did not think this was the case with ours. But one thing I noticed was that there are two versions of the TripleTreds with different tread patterns and I wonder if the older version was a lot louder and reviews didn't distinguish between versions. Old: New:
  12. http://sgcusa.com/1911/springfield/springfield-1911-operator-5-lw.html $1,099 for the 5" if they ever get it back in stock.
  13. You know, the black power salute represented white people in a way.
  14. I've always been in love with a friend of mine's Springfield 1911 Operator. Steel, aluminum, and hardwood with rail:
  15. I play occasionally. Wrong time of year to be getting into the sport though ;-)
  16. I got about 2 hours in this afternoon. Fall colors still in pretty good form around Dayton.
  17. For when you need to go 180mph in the woods on an $18,000 bike?
  18. That's the slickdeals effect ;-)
  19. I didn't think we were, but it sounded kinda like it. :-P
  20. This is precisely why I don't speculate. By the time the data to make decisions is in my hand, super computers trading 1000s of times per second and investment managers who devote their entire day to researching this stuff have already poured over the info I just got and have begun buying/selling and changing the price of a stock.
  21. Rule of thumb is always invest in employer match up to the maximum first. This is guaranteed returns that you get immediately. Free cash. Though, I'm not entirely sure what you're asking. Will your employer match your 401k contributions $ for $ up to 85% of your TOTAL pay? AKA: if you earn $1000 per paycheck, they'll match your $850 contribution with $850 in contributions? Have to disagree here. This is market timing and it's a terrible practice. In hindsight, it's a no brainer that pouring money into the stock market in 2009 WOULD HAVE been a brilliant move. However, here's a quick example to show why this is a practice many try and the vast majority fail at: This is the S&P 500 Index (.INX) for the last 10 years. Assume you were trying to employ your strategy of buying lots of stock when the market tanked. For this example you have to imagine you are looking to invest at each colored arrow, meaning you know all the price points BEFORE the arrow and NONE of the data after the arrow. At the yellow arrow, the market has dropped fairly well for about the past year. Should you pour in extra money here? If you did, it would take you 4 years just to break even! But maybe you waited, now you hit the green arrow 6 months later, market is even lower. That's 1.5 years of declining! Time to put extra $$$ in? Nope. 3.5 years to break even. But assume you held out again, the HUGE tank of late 2008 hits. Now you look like a genius for waiting to go all in! But is blue arrow the right time to pour in? If you did, a few months later you reach red arrow. Holy crap the market is still tanking and sharply. At the lowest point of that red arrow, you have NO IDEA if the market is gonna keep plummeting, as it actually did if you were to consider investing at the purple arrow, or recover like it really did. It's virtually impossible to predict where you were heading at each point on the graph. If it were as easy as many assume, most people would be rolling in dough from investing in 2009 right now. If you instead just ignored the market and kept making fixed contributions every month and held your assets, you would have some purchases at each arrow, $100 at yellow that takes a long time to recover, $100 at red that explodes in value. People that invest with strategy overwhelmingly outperform people who try to time the market. If you MUST get your fix of trying to buy low, one strategy you can employ is called dollar cost averaging, and you can use it with any stock, mutual fund, etc. The idea is this: rather than invest a fixed amount every paycheck, you decide IN ADVANCE that your investment account WILL be worth a certain amount more each month and buy or sell accordingly. Here's an example: You own $4,000 in a mutual fund. Instead of investing $100 each month, you decide your portfolio will increase $100 monthly. So if the market shoots up and you have $4,100 next month when it comes time to contribute, you buy nothing. If it drops and you have $3,500 next month, you buy $600 of your fund. If it skyrockets and you have $5,000 next month, you sell $900. In this way, you are buying low and selling high WITHOUT trying to time the market. The key to this is it is NOT influenced by predictions, trends, etc. If you look at the graph, this strategy would yield pretty good results. At yellow arrow you'd be investing a decent amount, at blue you'd be buying big chunk, and at red you'd be buying even more to maintain your portfolio value. Obviously it's not that simple, there are drawbacks particularly when selling outside of a tax-sheltered account, and you may not have the funds to pull it off in a major crash like 2008, but hopefully you get the idea. Anywho, hope this helps!
  22. Aww shit just saw you already bought. Oh well.
  23. The old Nexus 7 is a good tablet too ;-) 2nd Gen Nexus 7" deal: http://slickdeals.net/permadeal/104854/ebay---16gb-asus-nexus-7-2nd-gen-7-android-4.3-tablet Great deal on 1st gen Nexus 7": http://slickdeals.net/permadeal/104790/ebay---16gb-asus-nexus-7-7-android-4.1-tablet-refurbished Enjoy!
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