The burlaries won't be cut by CHL holders so much because you can stake out a house and rob it while they are away. And plus with the economy, people get desperate. I don't have anything to back that up, just my thoughts. I do think that if there was a high chance that the person you were going to stick up for money had a gun, you'd think twice. unless you are high on drugs, most people don't want to risk dying over stealing someones car or money.