Just something to think about, not ever department has computers to run your plate before hand, or sometimes they aren't working. So they don't always know beforehand you have a chl. I'm not siding one way or another, just saying. My thinking is if A) the individual has a CHL and B) they notified of the CHL, that they were armed and where it was at, chances are good it's not going to be stolen. Could it be? Yeah sure. Likely? I don't think so. Let me preface this by stating I take no responsibility for your actions and the outcome of an encounter with a LEO. Do so at your own risk. I have told friends that should you be asked for your firearm, my recommendation is to state as friendly as possible "Officer, I have no problem surrendering my firearm to you but for your safety and mine, I do not want to retrieve it from the holster. I would prefer to remove the firearm and holster as one unit or to have you retrieve it from my person. Be advised that it is loaded with one in the chamber and it has no manual safety." Or something along those lines that apply to your situation. During a stop, most people are nervous. Fingers slip, they forget where the muzzle is and could sweep the officer. If you can minimize those types of issues, it is/should be safer for all. If the LEO won't do that, well follow his orders to a T. I have a round in the chamber all the time. No manual safety. The round only comes out during cleanings and in between shots. During a high stress incident, you lose fine motor skills and a split second can mean the difference. If you're freaking out, you may not rack the slide all the way. Now you've jammed the gun up. You might not have use of both hands. One less step means one less step that can get jacked up. If a bad guy draws on you, he will have one in the chamber. You cannot out draw him so you're already a step behind. Now you have to take the extra time to rack it, hoping you can do it before you're shot. The chances of a gun discharging in a tank bag are slim. Not to mention of he want's to remove it and put it on his person, he'd have to rack it in public which could get him in trouble. Instead he can discretely put it on his person. Also, it only takes one hand to remove it, two to make it ready to fire. A second under perfect conditions. You won't have perfect conditions and you are probably already at a disadvantage having to draw after seeing the criminal draw his. Now the split second having to rack it could mean more the difference. Why give yourself more of a disadvantage? This. This. This. Umm, didn't you and I go back and forth on some Ohio gun laws and you were wrong multiple times? Even after I cited the ORC? I think you said ammo had to be separated from the gun and I showed you it didn't? Maybe it was someone else but pretty sure it was you. EDIT: No, it was lightbulb on that instance. Disregard.