Ya know I find something interesting, not in this situation in particular, just in general. It seems that the courts have gotten tougher on the first time offenders, and not the repeat offenders. I know a couple people that have gotten first offenses recently, and they've had significantly stiffer penalties than I did when I got a DUI about 12 years ago. We went through the whole insurance debacle almost 2 years ago. Not fun. The company that the guy worked for that hit the car wanted to total the car, and would not negotiate. We turned it over to my wife's insurance company (this was before we were married), they fixed it, then collected from the other company, including her deductible! Good luck with getting this worked out!