900 dollar difference... wow. Make sure you're comparing policy to policy. Same limits, same deductibles? If so, wow on the difference. You may want to requote with your current carrier, lots of things make a difference. OSUMJ, same advice, quote often. It depends on your risk AND when you quote, companies change rates all the time.... but it's kind of amusing, I'm with Progressive and my rate is 300 a year including all the bells and whistles. As always, not a company spokesperson, they don't endorse what I say, etc etc