In my upper 30's, $150k house is over half paid off, all cars are paid off(almost: 3 payments), carry zero CC debt, I will not finance toys, $25k in student loans(used to be $40k), just did 0% on a mower that was needed, and teenagers are expensive.
We make a tad over $100k, 15% of my check and 10% of the wife's pay go strait in to 401k with 5% company matches. I only have around $1000 in the bank at any given time because my goal is to be debt free by the time I'm 45 and over $150k in our 401k's. All extra money at the end of the month goes to student loan right now.