One thing about friends and family: they're the first ones to fuck you over because they think they can get away with it. My fiancé loaned a friend of hers $500 a few years ago and she will never see a dime. She gets plenty of excuses tho. She even went as far as to get this woman a job at her mom's deli and still it's nothing but excuses. She eventually stopped asking. If I loan a friend money I get collateral. I don't loan to family period, there are plenty of other people in my family with piles of cash, ask one of them I got a mortgage to pay. May sound shitty but it is what it is. I like to help people out when I can, I'm not a dick, but I also am no chump.