I'm just a regular old non college educated idiot. I spin wrenches on cars for money. Sometimes it makes me feel like a prostitute, but that's neither here nor there. I had 30k in trade school debt. I started my first job with some hand tools in a plastic tote, now I own 60k in tools, not including the price of my tool box that I just bought (financed). I graduated mechanic school at the age of 21, now I'm 30 years old and all of that is 100% paid off by my $40-45k/year income. Just pay a lot more than required a month. It sucks while you're in it, but pretty awesome once it's over.