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MichaelS

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Everything posted by MichaelS

  1. No they probably are not because they don't actually have that much money. I've never been one to support the attack on defenseless people. Do a few make a bad name for the millions that need assistance? Probably, but that pales in comparison to what I would say are the actual budget problems of this country. Back to the argument in a way, it isn't the job of the people that don't abuse the system to report the ones that do if they even know who they are. It however IS the job of an officer of the law to uphold the law and put away those that transgress it. Which they are not doing, abundantly made clear by all the stories of the prior few years.
  2. They buy things, which have taxes on them. If they have a vehicle, and register it they pay taxes. There are taxes that are not solely income based.
  3. Congrats, looks clean!
  4. It is pretty much only good for looking up the area, when it was sold, for how much etc. The actual values are not really useful at the purchasing or selling level.
  5. This is my understanding as well.
  6. Everyone pays taxes. Even if you are the most criminal of criminal you get caught by the tax man at some step.
  7. Exactly. If they did their JOB and arrested their own when they committed crimes they could earn back some trust. But they don't, they try to cover it up or turn a blind eye. A police force without the respect, trust and gratitude of the constituency is nothing more than an occupying army. In this case paid for by the people they are killing. Sounds very 1775ish doesn't it.
  8. The listing agent has a duty to get as much for the seller as they can. So they are not looking out for your best interests.
  9. I don't seem to see an edit feature so I will write this in another post. If you don't have the 20% down you can try one of the lenders that will do down to 10% without PMI. PMI is the devil! You pay and pay and get nothing for it. If you cannot get a loan without PMI see if they will let you prepay it. It will save you thousands upon thousands in wasted money.
  10. The biggest thing I noticed coming from Colorado is how high the taxes are in Ohio. Definitely look those up and factor those in. Factor in increases in those as well because they will go up. Unless you are handy around the house I wouldn't go too old construction wise. As others have said at least a one year home warranty is a good idea. Our realtor told us most sellers provide those. If not, ask them to. Just because a lender may approve you for $500k doesn't mean you should spend that much. You can ask for all the closing costs to be coverd by the seller as well. Some will, some won't. I also agree look up when the current owner purchased and for how much. That will give you a little info on how much room they may have to negotiate.
  11. I was actually planning on going but later. I have to make the wife happy with a few baby shopping stops before I can do what I want.
  12. I am about 70% sure I will be going.
  13. Welcome. Don't go crazy with the first one. Plenty of time to try them out.
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