Shut the fuck up chode! Just hope it doesn't happen to you, or you'll be whining like a 10 year old schoolgirl too.
Mine:
My FD, unlicensed, uninsured, latino. Columbus police gave him a ride home. Fail to show up for court, dissapeared off the planet with the owner of car he was driving. Insurance said fuck off, civil attorney laughed at me saying they'll never find him, "he's in El Paso by now, with a different name".
Thorne,
Just be glad that you have a civil case. It's a pain in the ass, but it'll work out in the end.