Fixed.
I believe we were with AMEX. That was 12 years ago, when I was still on the parents' policy. Free car+stupid kid=near death experience. Learned my lesson under a harsh teacher. Specifically, an upside down 89 Probe...
Went without a car for 2 years, until my Great Aunt Virginia decided to stop driving at the age of 90, and gifted her 90 Taurus to me. And before anyone says anything about getting a car for free, I paid for the three transmissions it went through in one year myself...
I'll admit to 6 points on mine, too, but other than having a truck slide off a farmer's driveway on multiple layers of snow and ice at low speed, I have zero accidents since that flip. And the truck thing was on private property so no citation, although I doubt if I would have been cited on the road, either. It was nasty in WI that day...