
evan9381
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Everything posted by evan9381
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i was coming home from the gym, sitting at the light at morse/hamilton...had a newish impala, 2000-ish intrepid, and some older SUV, all unmarked but had lights/sirens, go blowing through the light. they were heading east on morse rd, and turned left on hamilton (towards meijer)...then an ambulance went straight down morse... so i get thru the light, and heard more sirens, got my cell phone camera out, and recorded a bunch more unmarked cars/vans/suvs with lights/sirens, a swat truck, some more cars go by...thought that was all, and when i got to 270, there was a swat van and a marked cruiser coming off 270nb going the same way im uploading videos to youtube now...it sure was odd as fuck...one marked car out of all of them didnt see anything on NBCs website just now..
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so, i just searched a little more...found this ever hear one of those songs and get hooked instantly? this may be one for me...sent a quick chill down my back...he's good.
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+1. i was pretty impressed...a lot more than i was from the first video :thumbup: KillJoy
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just put the $ into the house...you'll enjoy it more...since i bought my house i haven't even thought about getting a fun car because theres so much stuff i'd rather do to better my house, and i know i'll probably get bored with a car pretty quickly
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i didnt think it was bad at all, but i didnt think it was outstanding...id give him like a 7/10...maybe i need to check out the other songs and i may give him another point if i hear the song again without having to watch his stupid ass "dance" moves and dumb faces he kept making.
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if my parents would have handcuffed me to a desk the first time i got caught shoplifting when i was a kid, i probably wouldn't have done it again and got caught a second time. lol
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i like painesville...thats where my dad is from and my grandparents lived (on park rd, off hale) and my grandma was living there in the summers after my grandpa died (off diamond center dr on the border of mentor)...i grew up a lot at the perry park campgrounds...and if sylvestros is still up there, get the prime rib. its great.
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by march 15 i will have 5700 dollars in bills paid for and checked off!!
evan9381 replied to 2pointslow's topic in Dumpster
i guess i see how you show it to be that much. -
i missed you kevin.
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by march 15 i will have 5700 dollars in bills paid for and checked off!!
evan9381 replied to 2pointslow's topic in Dumpster
i gotta agree with most of what that guy that just responded to this said (except $2k/mo for a $200k home with taxes...at 4.5% a 200k loan would be $1013/mo with 0 down. taxes at 3% of value would be 6k/yr or $500/mo)...but i made $57k in 09...i just pulled up my W2, my take home pay after federal, soc sec, medicare, state, local, and medical/dental (and mind you, this is with no retirement contributions) was $40,210.80, or $1,546.57 if you look at it on an every 2 weeks basis, $3,350.90 if you look at it as 12 equal months, so im just under your example. so i was at 83.77% of the 4k you put down. how much was my mortgage? $713.xx, or 21.xx% of my take home pay, and i was comfortable with that. i wouldnt have felt comfortable with anything over maybe $825-$850. could i have pulled it off? probably, but its all about the "living within your means". not everyone needs a $200k house or a 4k sq/ft house on an acre+ in powell with 2 people and a couple dogs living in it. but talking about spending money in a month, lets think here...if i was at $3350.90 (and i'll figure some weekly/biweekly AND a monthly average mortgage - $713.xx/mo (now down to $667.xx after complaint of valuation) lets say $35-40/wk on lunch which is $151-$173/month (VERY easy to do, and i did it regularly, if not more. i probably could have gotten by on wendys value menu, but i preferred less shitty lunch. lol) groceries - we usually shopped every 2 weeks, spent $175-$200, split that in half (gf and i), thats $87.50-$100/wk or $189-$217 gas - maybe $75-100/month, more if i drive my SUV over my beater ass kia car insurance - $79/mo cell phone - $94/mo dinner out 2-3x a month might be $80-120, or more gym membership - $30/mo so thats right at $1526 alone. now, lets say i lived on my own, and my gf didnt cover the utilities. id have (at that time, cable is down a little since) $135 cable/internet bill $25/mo in water (lessening this if it was just me using it) billed every 3 months average on a year maybe $70/mo gas average on a year maybe $90/mo electricity up to >$1800 now throw in a car payment, we'll say $350/mo, a cheap(er) car, up to $2150 entertainment (bars with friends, etc), hobbies (shooting, cycling, i know you love boating, and im sure thats not cheap), vacations, house upkeep, pay the kids $20 every couple weeks to mow the lawn, repairs that need to be done or you want to have done, etc...all this will eat into that... so, could i have swung a larger mortgage payment? probably, but i also would have had to make cuts elsewhere so i could live the lifestyle i wanted to. it took me all my life up until about a year ago to realize i needed to save money incase the shit hit the fan. luckily i did, and when the shit did infact hit the fan in october and i got laid off, my spending habits didnt really change much. i still went out to the bar with friends a couple times a week, i still went out and had decent dinners a few times a month, i still did some home improvement projects -
Well, not working in the business now, but I get what you're saying ...i guess since ive already spoken with them and told them not to contact me any longer (verbal c&d) and they've already agreed not to (confirmation...got her name and documented when i spoke to her), if I have any recourse for them continuing to contact me. But kevin and jeff...its not that its hard to delete or ignore them, its just annoying as fuck.
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ugh...i didn't know if it was maybe similar to the do not call list where you can get $$ from those assholes that repeatedly call you.
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long story short, i keep getting emails from H&R block. of course it started back up in december-ish right as the year is wrapping up, i've done the "unsubscribe from future emails" multiple times, and i finally got so sick of seeing them that i called the customer service number (have it documented) and told them i wanted all future emails/calls/mailings/etc to stop. once again, today i get another email. at this point its just pissing me off. its not hard to delete them, but the fact ive done enough to stop getting these and still get them is infuriating me. so can i somehow attempt to sue them so maybe they'll finally get the idea? if so, how would i go about this?
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i just think most of us don't give two shits. lol. valentines day is a stupid hallmark holiday to get us guys to spend money. you know how many times ive had a g/f take me out for valentines day, or heard any male i know had that happen to them? 0. you know how many times i want that to happen? 0. my buddy though did tell his wife (of like a year and a half...haha) that they're not doing it this year because "its a BS holiday"...its the first, and unfortunately probably last, time ive seen him stand up to his wife...this is the same woman who tried to say she was going to go to vegas with all of us guys for my buddies bachelor party in july. LOL!
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POST http://www.columbusracing.com/forums/showthread.php?t=87911&highlight=island
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ah damn...could have sworn you were at easton...were you there at one point and im thinking of then? either way, i'll figure some way to get some to you...im actually gonna have to have my mom make another batch...as long as i buy the stuff and bring her jars to can it, i can usually get a nice batch to myself. lol and duff, sounds good to me.
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by march 15 i will have 5700 dollars in bills paid for and checked off!!
evan9381 replied to 2pointslow's topic in Dumpster
sounds about right. when i bought my house i was at about 2 years gross income, second year i was here about 1.6 years. im just glad i bought my house on what i could afford on my hourly income, and didnt factor in any monthly bonus, since they were never guaranteed. i could have bought a house 2x as much, but if i had a month with no bonus, or 2-3 months without, i'd be fucked. -
tim - my parents make some home made mustard thats a little sweet and a little hot...the only thing i really like it on is corned beef...gave some to my old boss and he ate it on shark and liked it, a lot of my family likes it on brats...if you want to stop over after leaving the office one day, i'll hook you up with a bit of it...im just around the corner from your work at morse/sunbury
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its probably not a "perfect" steak, but the ny strip i had at the elevator saturday night was FANTASTIC.
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im not a gamer at all, but i was thinking of getting an xbox 360 depending on how much extra $ i have from my taxes...but after seeing this thread, and the bullshit jason went through not long ago, im kinda rethinking it. so since im not into all this gaming stuff (last systems were n64 and wii, lol), what seems to be the issue that this happens to these people, and how can it be prevented?
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No
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Was thinking zhp as well before i saw that post. lol. I was looking at them a while back. Hat alcantara interior is sick.
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Maybe not every one of them, but i wouldnt just go out and buy any at&t case for a vzw without checking first. pic in article http://www.macworld.com/article/157080/2011/01/verizon_iphone_case_difference.html
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by march 15 i will have 5700 dollars in bills paid for and checked off!!
evan9381 replied to 2pointslow's topic in Dumpster
why not though? whos to say he doesn't make a shit load of money or is already close to paying the house off in the next year, and 6 months of mortgage payments going to other bills to be debt free? -
by march 15 i will have 5700 dollars in bills paid for and checked off!!
evan9381 replied to 2pointslow's topic in Dumpster
you dont think its possible to pay off a house? unless you're talking about taxes and shit, but thats not "debt" but im pretty lucky i dont really have any (what i consider) debt. paid my car off a couple years ago, bought my explorer to haul stuff with cash, paid my gym membership in full in may...all i have at this point is my mortgage, car insurance, cell phone, and whatever i put on my gas card monthly that i pay off each month.