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LJ

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Everything posted by LJ

  1. Dumb PR move. They still sell the Mini-14 https://www.fieldandstreamshop.com/p/ruger-mini-14-ranch-rifle-15jscurgmn14223blspg/15jscurgmn14223blspg
  2. When you look at the actual numbers in this country, it is plain as day that guns are currently nothing more than a political argument. The United States has a violence issue. The so called "gun violence" problem is just deflecting from the major overarching issue of violence. Violence committed with firearms only accounts for around 8% of all violent crime committed in the U.S.
  3. Ugh, morons coming out of the woodwork again. On the radio this morning "Well, AR in AR-15 stands for Assault Rifle" Uh, no, it doesn't.
  4. Does anyone have experience with COPI Inspectors? The buyers of our house are using them. https://www.facebook.com/Central-Ohio-Property-Inspections-139579049717531/
  5. LJ

    Renewable Energy

    Rice coal is the only way to go.
  6. LJ

    Renewable Energy

    My parents just put in one of those super high efficiency heat pump systems that operate down to -5 in their 4k sq ft house and it works great.
  7. Here is an article breaking it down https://www.investopedia.com/terms/d/depreciationrecapture.asp
  8. Probably the recapture on the depreciation is eating the loss
  9. Well, you DRIP the dividends until you need to income, that's the true long game.
  10. I came upon a truck ones going 35 on 270 that I am surprised even ran. No way it should have been on a public road, let alone the freeway.
  11. You can run all the way through TurboTax and it will tell you. Typically the income based payments are based a foemula that is 10% or 15% of your disposable AGI. If she is on IBR it will only calculate her AGI for the payment. If she is on PAYE or REPAYE it uses the joint AGI either way. I dont see how your difference can be that small as you are already losing a $1200 childcare credit, and a $2500 interest deduction, as well as a smaller deduction for each income, and only 1 income claiming the child
  12. You get 0 childcare credit filing seperate. Oh and those student loans you are paying, no interest deduction
  13. You get fucked on credits and deductions you can take. You cant really itemize because you have to both either itemize or take standard. It may be worth it without kids.
  14. Nope. Extremely high overhead for a practice, xray machines, lab equipment, surgical lamps, etc. Very little pet insurance meaning most people pay out of pocket so margins aren't very high. Hitting low $100's is usually career tops for most General Practitioners. Orthopedic Surgeons can get up into the low $200's, but that would be like the surgeons at MedVet. The vets that most people see that make them think that vets make bank are the older ones who had little to no debt coming out of school and have made the stagnant $80-$100k for the last 20 years.
  15. My wife's 10 year repayment would be $2400 per month. Yeah no.
  16. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4266064/ 4x that of the general population. 1 in 6 veterinarians have seriously contemplated suicide
  17. It sucks. 8 years of school and $180k of debt to make $80k. And people wonder why veterinarians have a high suicide rate
  18. If she took out the loans before you were married and you didn't cosign, the federal ones are solely each individual's responsibility.
  19. My wife has $180k of student loan debt, does that make us experts? From what I understand, she can do any of the income based repayment plans and still qualify for PLSF. I recommend REPAYE, as the .gov eats half of any unpaid interest.... edit: I guess that them eating the interest doesn't matter as PLSF forgiveness isn't taxable income like the other ones are
  20. So the bottom end of this bug lasts over a week. Nasty. Son got it, he was throwing up all last wed and has had the shits since. He went to the dr this morning and she said that the bug going around lasts "around 1 to 2 weeks"
  21. Ohio State paying Alex Grinch $800k per year. Previous highest paid assistant was Fickell at $750k
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