I had a Liberty Mutual adjuster come out and do an estimate on our Envoy Denali a few years ago. A contractor was doing street work in Canal Winchester two days before the posted signs said it was to being. Chipped my windshield and took a small chunk out of my front bumper. Flat out told the guy that I worked at a dealership and would get a deal on the repairs. Guy handed me a check for $800 bucks. Fixed it for $250.
I still owed $15,000 on the loan. Take the money and run.