HAOLE

Yea it could be worse, you could be dead from hitting that line last year.

I will have to disagree...MJ was a musical genius. He blended soul, pop, rock into one. His mark will be left in music forever. I would find it hard to debate who had a larger impact on music, him or Elvis.

Does anyone know what the movie was called that played the "what if Hitler would have won the war" angle?

There was a lot of critical human research that was done during WWII by the Nazi's. We would not have much of this information otherwise. This is no excuse for the loss of life, but I am sure many lives have been saved over the years with the information the Nazi docs obtained. http://en.wikipedia.org/wiki/Nazi_human_experimentation

IMHO MJ was one of two performers that changed the direction of music, the other was Elvis. Both dead at young ages.

Wow, he was a nut case but Thriller was great back in the day. I guess we will see all the fans wearing one glove and a red leather jacket at the funeral.

Nice try at a redirect, your as bad as thorne, maybe you should change you name to bugboy. Is that seriously the best you can come up with? Now lets stick to the subject of debt and not get personal. The bottom line is there is no such thing as good debt. That is a line that bankers tell people to convince them it is smart to be a slave to them. The only "acceptable" debt is for a home, for a couple of reasons. First of all, with the exception of a few periods in history real estate increases in value. Secondly, most people will never be able to save enough money to pay cash for a house. For home loans you should not go over a 15 year fixed, and it should be paid down as quick as possible. Banks are one of the most disgusting business around. The lending industry is one of the most heavily marketed aspects of industry. My guess is you don't understand how the US banking system actually works and its history. The indentured servitude that is created by banks is very sad. When you take out that loan with tellhio, your work and income just became theirs.

I see the problem

I have done a detailed anaylysis finance and one conclusion that is evident is 100% of cars that are repossessed have liens. Look at the condition of our countries economic system. How did we get here? Because people borrow money from banks for things they cant afford. I see in your profile you work in banking. I am sure you love people to borrow money, it keeps you in business. Borrowing money for cars is not a wise thing to do. If you had to get a loan for the car, you cant afford the car. Think about it. You are paying interest on something that loses value nearly 100% of the time. Not real smart. Remember assets produce income, liabilities steal income. Unless you have some rare car, your car is not a asset. When you lose your job and cant make the note, you will think different about having a bunch of monthly payments. A good friend of mine is a plumber/HVAC contractor, he was at my house last night telling me about a Job that he is doing for a surgeon in Columbus. The Doc is having a geothermal system put into his house and it runs about 14K. When the doc called my friend back to ok the job he ask "do you do financing?" This is a guy that makes about 300-400K per year, maybe more. He has a house that has about 200K in landscaping. Another 200K in cars in the garage, and a second home. Why does he need financing for 14K? Because everything he has is not his, the bank owns it. If you make that much, and cant afford a 14K geo system you are doing something wrong. "Your credit score is your I love debt score"- Dave Ramsey

Well thats good. 0 credit score is the best!

Why? Are you there now?

If you aint payin with that, you cant afford it. My advice is to buy a beater then put the amount of the monthly payment into savings, before to long you have enough to buy with cash. http://www.mediabistro.com/prnewser/original/cash-wad.jpg

Who are the insurance companies?

I have done several. They are not hard to do.

I second that.... he sucks! Where is Mike Rowe?

Having kids now, I would not get on one. Before kids, I would go in a second.

If you had to choose a ship to be on. What ship would you choose? Northwestern for me

This thread in particular. If you look back over all of my threads since I have been on CR I have posted one thread about religion. That thread was in response to another thread. I would prefer not to talk about it on here at all. Vagisil receptacles like Throne and Gonneville continue to harass me about this stuff.

What the details? I was thinking about going to Norwalk this weekend.

I love that show!

ummm..... I have not mentioned it. I would prefer not to.

I say it is in Ohio. I have one and you don't! BTW the germ theory is still a theory as far as I know. Gonneville is just like a pimple on your nut sack. Not really a factor in life, but annoying.

Thanks for the Opera Mini tip.

I mostly post from a computer, it is just easier since I have 4 in the office and 3 at home. I have a BB curve that I am posting from now. The internet browser is ok on the BB. Some sites don't work well with the curve.

"We never know how far reaching something we may think, say, or do today will effect the lives of millions tomorrow." Dr. BJ Palmer “Doctors pour drugs of which they know little, to cure diseases which they know less, into human beings of whom they know nothing.” Voltaire “All the drugs in the world cannot adjust a subluxated vertebrae” Dr. BJ Palmer "The doctor of the future will give no medicine, but will interest her or his patients in the care of the human frame, in a proper diet, and in the cause and prevention of disease." Thomas A. Edison