As the youngest in this thread so far, I would like to say thanks for the posts. That was really informative. Thanks to my parents, I have pretty good saving habits already, I have been able to pay for all my college so far out of my own pocket, plan on being able to make a down payment on a condo here in a couple years as well. Retirement is something I have been thinking about myself since you are going from your income, to almost zero income. My question was always, how much is enough to live through the rest of your life? And how much do you need to put away each year to achieve that. I want to start young, but with school I can't put away as much as I would like because of less work hours and school costs.