Here will this make you happy . To everyone on CR : getting denied credit does not hurt your credit score . There now go find something to argue about that !!
There are 5000+ car buyers on this board. Your previous statements could mislead and hurt someone trying to use the info you were putting out. I un-fuck credit everyday. And don't want to see anyone on here go through some of the shit I see. I'm not looking to argue. If you knew it for a fact, I would have accepted solid proof and said I was wrong. I was looking for something to reference, so in the future I could be sure. Even though I'm still at my office with 2 people who worked at Ricart for a combined 18 years and have a close friend at he Toy Barn. Let alone my last 10 years of working with credit. I was simply asking your source for info. There are so many variables to credit, it is an interpretation debate at some points.
OK , let me ask you this . How many times do you pull some ones credit score (Trans Union, Equifax)?
Say you have 20 banks , do you pull the credit score 20 times to send to those banks?
When you dont get approved through any of the 20 banks it does not hurt your credit right ?