I GET an upgrade because part of the monthly bill I pay constitutes an upgrade every 2 years. Why not use it? 5's are going for $250-300 on Craigslist and I paid $354...so for $50 I can upgrade my phone.
I don't need an upgrade technically as my phone is totally fine. But I also don't need a lot of shit that I have, as I'm sure is the case for everyone else. The people waiting in line like retards are just that, but again, I am eligible for an upgrade, so I got one. If I can't retire because of that, then I have other problems to worry about in life.
On a side note, I bought an Xbox One because my 360 failed, not because I couldn't live without an Xbox One.