I've had a few which were caused by car drivers, but there was 1x that I caused one. It was 2005 and I was on a road heading onto a 4 lane, US42. I can't believe it, but I was DAY DREAMING and was about to run the stop sign! I came to at the last second and locked up my brakes and as I did 1 car went by at 55mph that I would've slammed into! Not one vehicle on that road but them and it was timed just perfect that I would've met them at the perfect time! I found that extremely rare! It was like it was almost MEANT for me to die that day, but I luckily came back to reality at the perfect time. FREAKED ME OUT! I remember riding away thinking,"I should be dead right now."