I don't expect a service to be provided free, but I don't think insurance for the 'privilege' to just to ACCESS the health care system should be for profit. Doctors, nurses, etc - they deserve a fair wage and I think for the most part, they have lucrative careers and deserve what they make. Insurance companies do nothing but add bureaucracy to the channel... which, if that's by and large a non-value added service to the end user anyway, I'd rather have control over with my vote. That's the difference. Got it, you're too lazy to educate yourself. That's another difference. I don't just give opinions, I post links to information and data that back up my rationale and reasoning. Not my problem if you don't take the time to read them. You're just part of the problem because you refuse to be part of the solution. What's the point of having health insurance if you're healthy 24/7? Someone needs to take on the "bad risks" and the private market hasn't figured it out. So, they insure the healthy people - which basically means the rest of us are throwing our money away on nothing. Just wait until your "tough shit" comes back around to bite you in the ass and bankrupts you and your family because your private insurance drops you. But hey, you're Mr. Big "I own my own" Business - I'm sure you're rich enough not to worry about it. Funny because the definition of fiduciary directly from dictionary.com mentions the PUBLIC sector: fi⋅du⋅ci⋅ar⋅y –noun 1. Law. a person to whom property or power is entrusted for the benefit of another. –adjective 2. Law. of or pertaining to the relation between a fiduciary and his or her principal: a fiduciary capacity; a fiduciary duty. 3. of, based on, or in the nature of trust and confidence, as in public affairs: a fiduciary obligation of government employees. 4. depending on public confidence for value or currency, as fiat money. So, I'd say you're wrong, based on definitions 3 and 4. WTG. That's my point. It's more economical for everyone. Wow, proved my point again. Private can't compete. How high do you think stamps could go before someone in the private sector steps in? I don't really want to pay $1.79 to mail a letter (if I ever did). Ok, true. But, I'm not really looking to pad the pockets of my stock broker too when I change jobs and have to switch insurance plans. That's the issue with ALL insurance, you're paying for a service you hope to NEVER use. So, how do I know whether or not I want to patronize the business if I've never had to experience their service for repairing a broken bone, or stitching up a wound, or whatever? And I guarantee the collective constituency has a lot more political sway than the customers of each insurance plan to the CEOs. Again, you're the delusional one if you think that CEO is looking out for your health over your wallet. The numbers I used were facetious, but once again you proved my point. You'd take the cheaper alternative. What if it's the gov't sponsored plan? Apparently you're not one to back your own principles because you're not willing to put your money where your mouth is. If service is THAT bad, private companies will compete. If you're so 'market forces' driven, then the market will decide that $30/mo for shitty health care isn't worth it and they'll pay the $70/mo for better health care. If you want the Cadillac of health care because you think it's worth it - fine. If you want the Kia of health care - fine. Cadillac and Kia still coexist, and just because there's a cheaper alternative, EVERYONE isn't buying Kias. By your logic, Kia will be the only brand left in a few years. So, you're talking in circles... either you believe in the 'market' or not. If health insurance through the gov't is SOOOO shitty, no one will use it and it'll be abandoned. You're wrong. Flat. Out. Wrong. The gov't HAS to compete. You can ship boxes through, USPS, UPS, DHL, or FedEx... people still use the $4.95 flat rate box, so apparently there is still value-add for the customer to use that service. If the health INSURANCE process through the gov't is sooo shitty, people will abandon it in droves and go back to private insurance. Or, if the gov't plan is $30/mo and the next costly alternative is $70/mo - people will vote with their money and CHOICE on if they think they're getting 2x the value over their $30/mo plan. Funny thing is... if you see the same doctor in each plan, then I don't see what the value is in the $70/mo plan. Econ 101. We're not talking about gov't health CARE, we're talking gov't health INSURANCE.